325 Crestridge Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 325 Crestridge Dr, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,316 sqft · built 1963
Lot Size0.489 acres (21,319 sqft)
Owner2 Individual Names on Record
Tax Bill$4,070 (2025)
Flood ZoneZone X (minimal risk)
APN8812-07-153-013

Property Details

APN / Parcel Number

Primary APN8812-07-153-013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft
Finished Basement450 sqft
Unfinished Basement952 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,319 sqft (0.489 acres)
Lot Dimensions183 ft deep x 120 ft wide
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area572 sqft
Patio Area322 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address325 CRESTRIDGE DR
CityWATERLOO
StateIA
Zip50702-4626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR TERRACE SECOND ADDITION LOT 30
Legal Range12W
Legal Township88N
Legal Section07
Legal SubdivisionCEDAR TERRACE SECOND ADDITION
Legal Lot Number30
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1030
Census Tract2901

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address325 CRESTRIDGE DR, WATERLOO, IA 50702-4626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,070.00 (-5.3%) Homeowner's exemption$224,930 (+1.3%) Land $30,180 Building $194,750$224,930 (+1.3%) Land $30,180 Building $194,750
2024$4,298.00 (+16.41%)
2023$222,050 (+25.46%) Land $30,180 Building $191,870$222,050 (+25.46%) Land $30,180 Building $191,870
2022$3,692.00 Homeowner's exemption$176,990 Land $30,180 Building $146,810
2021$176,990 Land $30,180 Building $146,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims118 (1978–2016)
Claims Outside the SFHA11 of 118
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: T-Mobile.

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