325 Co Rte 4, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 325 Co Rte 4, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1995
Lot Size0.86 acres (37,500 sqft)
Owner2 Individual Names on File
Tax Bill$4,548 (2026)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN353289 241.00-04-09.06

Property Details

APN / Parcel Number

Primary APN353289 241.00-04-09.06
Alternative APN
  • 328924100000040090600000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area37,500 sqft (0.86 acres)
Lot Dimensions250 ft deep x 150 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Canopy384 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address325 COUNTY ROUTE 4
CityCENTRAL SQUARE
StateNY
Zip13036-3457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 27, WILDLIFE SUBD SL2 694-060-000
Legal Block4
Legal Lot Number9.060
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1013
Census Tract20703

Owner

325 Co Rte 4 is owned and occupied by two individuals.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address325 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3457
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address325 COUNTY ROUTE 4, CENTRAL SQUARE, NY 13036-3457
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006396
DateJul 30, 2019
InstrumentR-2019-006396
Lender
NameEMPOWER FCU
TypeLending Institution
AddressSYRACUSE, NY 13212
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 325 Co Rte 4 was $4,548 with a homeowner's exemption, up 2.7% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,548.00 (+2.66%) Homeowner's exemption
2025$4,430.00$144,000 Land $19,000 Building $125,000$192,000 Land $25,333 Building $166,667
2023$144,000 Land $19,000 Building $125,000$167,442 Land $22,093 Building $145,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Co Rte 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Co Rte 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rte 4

Nearby Streets

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