St. Johns County property record for 325 Cedar Preserve Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,451 sqft · built 2023 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $582,100 (Jun 2023) |
| Tax Bill | $10,659 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027018-2510 |
| Primary APN | 027018-2510 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,451 sqft Living Area |
| Gross Area | 3,951 sqft |
| 1st Floor Area | 1,764 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 220 sqft |
| Patio Area | 498 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 325 CEDAR PRESERVE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-0058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 111/23-36 PRESERVE AT BANNON LAKES PHASE 2B LOT 251 OR5784/1647 |
| Legal Subdivision | PRESERVE AT BANNON LAKES PHASE 2B |
| Legal Block | 1 |
| Legal Lot Number | 251 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 325 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage PULTE MORTGAGE LLC |
| Aug 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage PULTE MORTGAGE LLC |
| Jun 30, 2023 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PULTE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 202351041 |
| Deed Book / Page | 5784 / 1647 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 325 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | PGP TITLE OF FLORIDA INC, PGP TITLE OF FLORIDA |
| Name | Verified Name |
|---|---|
| Address | 325 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0058 |
| Document Number | 0058941725 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 5894/1725 |
| Instrument | 2024008363 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 325 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Title Company | PGP TITLE OF FLORIDA INC, PGP TITLE OF FLORIDA |
| Name | Verified Name |
|---|---|
| Address | 325 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0058 |
| Document Number | 0058150701 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 5815/701 |
| Instrument | 2023067610 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 30, 2023 |
| Property Address | 325 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0058 |
| Document Number | 0057841647 |
| Book / Page | 5784 / 1647 |
| Map Reference | MB 111 PG 23-36 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023051041 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,074.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 325 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0058 |
| Document Number | 0057841649 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 5784/1649 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,027 (-0.34%) Land $125,000 Building $452,027 | $577,027 (-0.42%) Land $125,000 Building $452,027 | |
| 2025 | $10,659.00 (+11.03%) Homeowner's exemption | $579,008 (+4.27%) | $579,479 (+1.42%) Land $125,000 Building $454,479 |
| 2024 | $9,600.00 (+115.58%) Homeowner's exemption | $555,281 (+362.73%) | $571,368 (+376.14%) Land $125,000 Building $446,368 |
| 2023 | $4,453.00 (+16.18%) | $120,000 (+42.86%) | $120,000 (+42.86%) Land $120,000 |
| 2022 | $3,833.00 | $84,000 | $84,000 Land $84,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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