325 Cedar, Howard City, MI 49329 Property Records

Montcalm County property record for 325 Cedar, Howard City, MI 49329

Property Summary

Property Type	Single Family Home
Lot Size	0.418 acres (18,195 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jun 2025)
Tax Bill	$1,419 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2021 Refinance + 2 more
APN	`047-233-003-00`

Property Details

APN / Parcel Number

Primary APN	`047-233-003-00`

Exterior

Lot Area	18,195 sqft (0.418 acres)
Lot Dimensions	157 ft deep x 81.3 ft wide

Location & Zoning

Street Address	325 CEDAR
City	HOWARD CITY
State	MI
Zip	49329-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3, 4, AND THE N 26 FT OF LOT 5 BLK 33 & W 1/2 OF VACATED ALLEY ADJACENT ON THE EAST FIRST ADDITION TO VILLAGE OF HOWARD
Legal Subdivision	EAST FIRST ADDITION
Legal Block	33
Legal Lot Number	3-4
Jurisdiction	MONTCALM MI
Township / Civil Division	REYNOLDS
Census Block Group	3
Census Block	3023
Census Tract	970501

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 CEDAR, HOWARD CITY, MI 49329-9773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Warranty Deed, Transfer THE HUNTINGTON NATIONAL BANK
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE 1 INC
Apr 16, 2018	Quit Claim Deed, Transfer BLG HOLDINGS INC
Apr 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	20255918
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	2018R04684
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Jun 2, 2025
Property Address	325 CEDAR, HOWARD CITY, MI 49329-9773
Document Number	2025R05918
Instrument Date	May 28, 2025
Instrument	2025R-05918
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CEDAR, HOWARD CITY, MI 49329-9773

Mortgage

Document Number	2025R05919
Date	Jun 2, 2025
Instrument	2025R-05919

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	325 CEDAR, HOWARD CITY, MI 49329-9773
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R12869
Date	Sep 9, 2021
Instrument	2021R-12869

Lender

Name	MORTGAGE 1 INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Apr 16, 2018
Property Address	325 CEDAR, HOWARD CITY, MI 49329-9773
Document Number	2018R04682
Instrument Date	Apr 6, 2018
Instrument	2018R-04682
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 WILLOW ST, HOWARD CITY, MI 49329-8705

Mortgage

Document Number	2018R04684
Date	Apr 16, 2018
Instrument	2018R-04684

Lender

Name	BLG HOLDINGS INC

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Apr 16, 2018
Property Address	325 CEDAR, HOWARD CITY, MI 49329-9773
Document Number	2018R04683
Instrument Date	Apr 6, 2018
Instrument	2018R-04683
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 WILLOW ST, HOWARD CITY, MI 49329-8705

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Reynolds Township
Municipality	Howard City Village
Unified School District	Tri County Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,400 (+0.26%)	$156,800 (+0.26%)
2025	$1,419.00 (+3.2%)	$78,200 (+25.93%)	$156,400 (+151.85%)
2024	$1,375.00
2023		$62,100	$62,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD CITY serves 1,800 people · EPA ID MI0003240
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CMS Internet.

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