325 Calusa St, #76, Key Largo, FL 33037 Property Records

Monroe County property record for 325 Calusa St, #76, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.04 acres (1,750 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (May 2026)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`00541810-000162`

Property Details

APN / Parcel Number

Primary APN	`00541810-000162`
Alternative APN	`8954749`

Exterior

Effective Year Built	Effective 1999
Lot Area	1,750 sqft (0.04 acres)
Garage Area	320 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Location & Zoning

Account Number	8954749
Street Address	325 CALUSA ST, 76
City	KEY LARGO
State	FL
Zip	33037-2641
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RV
Legal Description	UNIT 76 CALUSA CAMPGROUND A CONDOMINIUM OR1650-2479 OR2109-565/66 OR2315-1079 OR2489-1325/26 OR3176-1745
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	CALUSA CAMPGROUND
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1017
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

325 Calusa St, #76 is owned by an individual who bought it in May 2026.

Source: Monroe County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	6791 PARKINSONIA DR, MIAMI LAKES, FL 33014-2649
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
May 31, 2022	Warranty Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	May 31, 2022 · Amount on File
Deed Document Number	20262543637
Deed Book / Page	3381 / 361
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 15, 2026
Property Address	325 CALUSA ST, 76, KEY LARGO, FL 33037-2641
Document Number	0002543637
Book / Page	3381 / 361
Instrument Date	May 7, 2026
Instrument	2026.2543637
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6791 PARKINSONIA DR, MIAMI LAKES, FL 33014-2649
Investor	Possibly a Property Investor

Mortgage

Document Number	0002543638,
Date	May 15, 2026
Book Page	3381/364
Instrument	2026.2543638

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	7%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 31, 2022
Property Address	325 CALUSA ST # 76, 76, KEY LARGO, FL 33037-2641
Document Number	0031761745
Book / Page	3176 / 1745
Map Reference	MB 1589 PG 476
Instrument Date	May 19, 2022
Instrument	2377740
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 7TH LN, 116, KEY LARGO, FL 33037-4643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CALUSA ST # 92, 92, KEY LARGO, FL 33037-2641

Tax Assessment & Valuation

The 2025 property tax bill for 325 Calusa St, #76 was $2,480, up 8.6% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 (+8.58%)	$232,261 Land $224,000 Building $8,261	$232,261 Land $224,000 Building $8,261
2024	$2,284.00 (+14.77%)
2023	$1,990.00 (+20.61%)	$173,108 (+2.32%) Land $166,250 Building $6,858	$173,108 (+2.32%) Land $166,250 Building $6,858
2022	$1,650.00	$169,181 Land $166,250 Building $2,931	$169,181 Land $166,250 Building $2,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Calusa St, #76 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 147 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	151 units insured incl. 4 condo units
Nearby Flood Claims	160 (1979–2022)
Claims Outside the SFHA	3 of 160
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 75 claims Hurricane Irene, Oct 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Calusa St, #76 is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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