325 Calusa St, #70, Key Largo, FL 33037 Property Records

Monroe County property record for 325 Calusa St, #70, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	28.6 acres (1,248,520 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2025)
Tax Bill	$2,154 (2024)
Deeds & Mortgages	Aug 2025 Sale Mar 2017 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`00541810-000156`

Property Details

APN / Parcel Number

Primary APN	`00541810-000156`
Alternative APN	`8954672`

Exterior

Lot Area	1,248,520 sqft (28.6 acres)
Deck Area	456 sqft
Patio Area	456 sqft

Location & Zoning

Account Number	8954672
Street Address	325 CALUSA ST # 70, 70
City	KEY LARGO
State	FL
Zip	33037-2641
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	UNIT 70 CALUSA CAMPGROUND A CONDOMINIUM OR1620-596 OR1771-516 OR2528-2057 OR2843-1300
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	CALUSA CAMPGROUND
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1017
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

325 Calusa St, #70 is owned by an individual who bought it in August 2025.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	562 ETARPON BLVD, PORT CHARLOTTE, FL 33952
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Warranty Deed, Transfer ADVANCE PARTNERS TITLE
Mar 14, 2017	Warranty Deed, Transfer · Line of Credit CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Mar 14, 2017 · Amount on File
Deed Document Number	2511663
Deed Book / Page	3340 / 222
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 13, 2025
Property Address	325 CALUSA ST # 70, 70, KEY LARGO, FL 33037-2641
Document Number	0033400222
Book / Page	3340 / 222
Map Reference	MB 1589 PG 476-505
Instrument Date	Aug 12, 2025
Instrument	2511663
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ADVANCE PARTNERS TITLE

Transaction

Amount	Amount on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1941 SW 19TH ST, MIAMI, FL 33145-2143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 ETARPON BLVD, PORT CHARLOTTE, FL 33952

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 14, 2017
Property Address	325 CALUSA ST # 70, 70, KEY LARGO, FL 33037-2641
Document Number	0028431300
Book / Page	002843 / 001300
Instrument Date	Mar 10, 2017
Instrument	2114092
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ABSOLUTE FIRST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 SW 19TH ST MIAMI FL 331452143, MIAMI, FL 33145-2143

Mortgage

Document Number	28431301
Date	Mar 14, 2017
Book Page	002843/001301
Instrument	2114093

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	KEY LARGO, FL 33037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 13, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,586 Land $224,000 Building $21,586	$245,586 Land $224,000 Building $21,586
2024	$2,154.00 (+14.82%)
2023	$1,876.00 (+15.73%)	$187,584 (+12.42%) Land $166,250 Building $21,334	$187,584 (+12.42%) Land $166,250 Building $21,334
2022	$1,621.00	$166,862 Land $166,250 Building $612	$166,862 Land $166,250 Building $612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Calusa St, #70 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 147 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	151 units insured incl. 4 condo units
Nearby Flood Claims	160 (1979–2022)
Claims Outside the SFHA	3 of 160
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 75 claims Hurricane Irene, Oct 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Calusa St, #70 is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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