325 Ardmore Ave, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 325 Ardmore Ave, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 1978
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2017)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	Jul 2014 Second Mortgage Mar 2009 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CR-070-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CR-070-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	1,194 sqft
Basement Area	1,144 sqft
Finished Basement	650 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	13.1 ft deep x 8.1 ft wide
View / Lot	Cul-de-sac
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	184 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	325 ARDMORE AVE
City	RIPON
State	WI
Zip	54971-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S28 T16N R14E CRESTVIEW ACRES LOT 7
Legal Range	14E
Legal Township	16N
Legal Section	28
Legal Subdivision	CRESTVIEW ACRES
Legal Lot Number	7
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3028
Census Tract	41500

Owner

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	325 ARDMORE AVE, RIPON, WI 54971-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2014	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BMO HARRIS BANK NA
Mar 10, 2009	Deed of Trust, Mortgage · Line of Credit M & I MARSHALL & ILSLEY BANK
Jan 28, 2009	Deed of Trust, Mortgage · Conventional Mortgage M & I MARSHALL & ILSLEY BANK
Jul 18, 2012	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF BERLIN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	20171086176
Record Updated	Jun 8, 2026

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	325 ARDMORE AVE, RIPON, WI 54971-1701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001040695
Date	Jul 31, 2014
Instrument	1040695

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	325 ARDMORE AVE, RIPON, WI 54971-1701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000933107
Date	Mar 10, 2009
Instrument	933107

Lender

Name	M & I MARSHALL & ILSLEY BANK
Type	Bank
Address	RIPON, WI 54971

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	325 ARDMORE AVE, RIPON, WI 54971-1701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000929947
Date	Jan 28, 2009
Instrument	929947

Lender

Name	M & I MARSHALL & ILSLEY BANK
Type	Bank
Address	MILWAUKEE, WI 53202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2024

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	325 ARDMORE AVE, RIPON, WI 54971-1701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001003868
Date	Jul 18, 2012
Instrument	1003868

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2027

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 16, 2025
Property Address	325 ARDMORE AVE, RIPON, WI 54971-1701
Document Number	0001214956
Instrument Date	Oct 16, 2025
Instrument	1214956
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	GUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 ARDMORE AVE, RIPON, WI 54971-1701

Mortgage

Document Number	0001214957
Date	Oct 16, 2025
Instrument	1214957

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jun 30, 2017
Property Address	325 ARDMORE AVE, RIPON, WI 54971-1701
Document Number	0001086176
Instrument Date	Jun 30, 2017
Instrument	1086176
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 ARDMORE AVE, RIPON, WI 54971-1701

Mortgage

Document Number	0001086177
Date	Jun 30, 2017
Instrument	1086177

Lender

Name	FIRST NATIONAL BANK OF BERLIN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,799.00 (+8.79%)	$163,900 (-) Land $20,500 Building $143,400	$252,790 (+16.85%) Land $31,618 Building $221,172
2024	$3,492.00 (+2.8%) Homeowner's exemption	$163,900 (-) Land $20,500 Building $143,400	$216,329 (+12.35%) Land $27,058 Building $189,271
2023	$3,397.00 Homeowner's exemption	$163,900 Land $20,500 Building $143,400	$192,552 Land $24,084 Building $168,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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