325 Adams Ln, Gilbert, SC 29054 Property Records

Lexington County property record for 325 Adams Ln, Gilbert, SC 29054

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,138 sqft · built 2021
Lot Size0.783 acres (34,092 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Apr 2026)
Tax Bill$2,889 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN003000-02-083

Property Details

APN / Parcel Number

Primary APN003000-02-083
Alternative APN
  • 0300002083

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,138 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Lot Area34,092 sqft (0.783 acres)
View / LotWaterfront / Beach

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address325 ADAMS LN
CityGILBERT
StateSC
Zip29054-9739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionDRIFTWOOD POINTS 163X235X129X267
Legal SubdivisionTHE WATER OF LAKES MURRY
Legal Lot Number1
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group2
Census Block2004
Census Tract21303

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address325 ADAMS LN, GILBERT, SC 29054-9739
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
SC STATE FCU
Aug 16, 2024Deed of Trust, Mortgage
MAC CON INC
Apr 7, 2026Deed, Transfer · Conventional Mortgage
FIRST RELIANCE BANK
Apr 7, 2026Deed, Transfer · Conventional Mortgage
FIRST RELIANCE BANK
Aug 5, 2019Intrafamily Transfer, Transfer · Construction Mortgage
FIRST CITIZENS BANK & TRUST CO
Dec 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2026 · Amount on Record
Deed SaleApr 7, 2026 · Amount on Record
Deed Document Number202613880
Deed Book / Page21215 / 1013
Prior Transfer DateSep 17, 2015
Prior Transfer Doc1791000098
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address325 ADAMS LN, GILBERT, SC 29054-9739
Transaction TypeMortgage
Record UpdatedJun 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2102201524
DateAug 17, 2022
Book Page21022/1524
Instrument2022037004
Lender
NameSC STATE FCU
TypeCredit Union
AddressCOLUMBIA, SC 29201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address325 ADAMS LN, GILBERT, SC 29054-9739
Transaction TypeMortgage
Record UpdatedJun 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 ADAMS LN, GILBERT, SC 29054-9739

Mortgage

Document Number2112003822
DateAug 16, 2024
Book Page21120/3822
Instrument2024029785
Lender
NameMAC CON INC
TypeNon-Lending Institution
AddressGILBERT, SC 29054
Agreement
AmountAmount Recorded

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateApr 7, 2026
Property Address325 ADAMS LN, GILBERT, SC 29054-9739
Document Number0000013880
Book / Page21215 / 1013
Instrument DateApr 7, 2026
Instrument202613880
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$249,470.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address325 ADAMS LN, GILBERT, SC 29054-9739
InvestorPossibly a Property Investor

Mortgage

Document Number0000013881,
DateApr 7, 2026
Instrument202613881
Lender
NameFIRST RELIANCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateApr 7, 2026
Property Address325 ADAMS LN, GILBERT, SC 29054-9739
Document Number2121501013
Book / Page21215 / 1013
Instrument DateApr 7, 2026
Instrument202613880
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$249,470.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address325 ADAMS LN, GILBERT, SC 29054-9739
InvestorPossibly a Property Investor

Mortgage

Document Number0000013881,
DateApr 7, 2026
Instrument202613881
Lender
NameFIRST RELIANCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEXINGTON SC
Recording DateAug 5, 2019
Property Address325 ADAMS LN, GILBERT, SC 29054-9739
Document Number2082804934
Book / Page20828 / 4934
Map ReferenceMB 173-G PG 114
Instrument DateJul 22, 2019
Instrument2019034602
Transaction TypeTransfer
Record UpdatedFeb 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 ADAMS LN, GILBERT, SC 29054-9739

Mortgage

Document Number2019034603
DateAug 5, 2019
Instrument2019034603
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateAug 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEXINGTON SC
Recording DateDec 7, 2018
Property Address325 ADAMS LN, GILBERT, SC 29054-9739
Document Number2045600235
Book / Page020456 / 000235
Instrument DateNov 29, 2018
Instrument53800
Transaction TypeTransfer
Record UpdatedDec 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 ADAMS LN GILBERT SC 290549739, GILBERT, SC 29054-9739

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,889.00 (+9.18%)$17,719 (-) Land $7,200 Building $10,519
2024$2,646.00 (+4.46%)$17,719 (-) Land $7,200 Building $10,519$442,971 (-) Land $180,000 Building $262,971
2023$2,533.00$17,719 Land $7,200 Building $10,519$442,971 Land $180,000 Building $262,971

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims7 (2015–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBGWC LAKE VILLAGE
private · serves 197 people · EPA ID SC3250054
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
Comporium
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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