Bergen County and Saddle Brook Township property record for 325 4th St, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 3,004 sqft · built 1950 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Dec 2021) |
| Tax Bill | $18,538 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-00112-0000-00008 |
| Primary APN | 57-00112-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,004 sqft Living Area |
|---|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 100 ft deep x 71 ft wide |
| Old Parcel Number | 5700004000000038A |
|---|---|
| Street Address | 325 4TH ST |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-6333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 71X100 |
| Legal Subdivision | ROSEVILLE |
| Legal Block | 112 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 52200 |
325 4th St is owned and occupied by two individuals who bought it in December 2021.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage OUTAMATION INC |
| Apr 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Dec 7, 2021 | Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MORTGAGE LLC |
| Jun 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI HARBORONE MTG LLC |
| Jul 12, 2019 | Correction Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | Jul 12, 2019 · Amount on File |
| Deed Document Number | 2021177553 |
| Deed Book / Page | 4482 / 697 |
| Prior Transfer Date | Dec 23, 2008 |
| Prior Transfer Doc | 0096610072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Document Number | 0056110738 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 5611/738 |
| Instrument | 2025066909 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHLAKE, TX 76092 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Document Number | 0052131327 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 5213/1327 |
| Instrument | 2024020687 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 7, 2021 |
| Property Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Document Number | 0044820697 |
| Book / Page | 4482 / 697 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021177553 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MEGA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,563.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 ORIENT WAY # WAY3B, 137, RUTHERFORD, NJ 07070-2146 |
| Name | Verified Name |
|---|---|
| Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Document Number | 2021177554 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021177554 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037030736 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 3703/736 |
| Instrument | 20-084523 |
| Name | HARBORONE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANCHESTER, NH 03101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Document Number | 0032930057 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 325 4TH ST SADDLE BROOK NJ 076636333, SADDLE BROOK, NJ 07663-6333 |
| Document Number | 0032930057 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 003293/000057 |
| Instrument | 44928 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 12, 2019 |
| Property Address | 325 4TH ST, SADDLE BROOK, NJ 07663-6333 |
| Document Number | 0032930050 |
| Book / Page | 003293 / 000050 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 44928 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 325 4TH ST SADDLE BROOK NJ 076636333, SADDLE BROOK, NJ 07663-6333 |
The 2025 property tax bill for 325 4th St was $18,538, up 5.9% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $801,700 (+2.62%) Land $250,200 Building $551,500 | $801,700 (+2.62%) Land $250,200 Building $551,500 | |
| 2025 | $18,538.00 (+5.86%) | $781,200 Land $243,700 Building $537,500 | $781,200 Land $243,700 Building $537,500 |
| 2024 | $17,512.00 | ||
| 2023 | $669,600 Land $219,200 Building $450,400 | $669,600 Land $219,200 Building $450,400 | |
| 2022 | $15,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 4th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1983–2022) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 325 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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