325 3rd St, Kila, MT 59920 Property Records

Flathead County property record for 325 3rd St, Kila, MT 59920 · Last verified May 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,432 sqft · built 2023
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$625,100 (Jan 2024)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0789775`

Property Details

APN / Parcel Number

Primary APN	`R0789775`
Alternative APNs	`07-3832-05-4-03-40-0000` `0000969539`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	1,675 sqft
2nd Floor Area	757 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000969539
Street Address	325 3RD ST
City	KILA
State	MT
Zip	59920
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SMITH LAKE EST, S05, T27 N, R22 W, LOT 004
Legal Range	22W
Legal Township	27N
Legal Section	05
Legal Subdivision	SMITH LAKE EST
Legal Lot Number	4
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1017
Census Tract	1702

Owner

Source: Flathead County records · APN R0789775

Assessment roll updated September 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	325 3RD ST, KILA, MT 59920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 19, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 18, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Aug 18, 2021
Deed Document Number	20241238
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Apr 28, 2026
Property Address	325 3RD ST, KILA, MT 59920
Document Number	0000008508
Instrument Date	Apr 03, 2026
Instrument	20268508
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000008508,
Date	Apr 28, 2026
Instrument	20268508

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 19, 2024
Property Address	325 3RD ST, KILA, MT 59920
Document Number	202400001238
Instrument Date	Jan 16, 2024
Instrument	202400001238
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 3RD ST, KILA, MT 59920

Mortgage

Document Number	202400001239
Date	Jan 19, 2024
Instrument	202400001239

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 18, 2021
Property Address	325 3RD ST, KILA, MT 59920
Document Number	202100029074
Instrument Date	Aug 18, 2021
Instrument	202100029074
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	873 S JUNIPER BAY RD, SOMERS, MT 59932-9704

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kila Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,762.00 (+423.11%)	$792,300 (+912.65%)	$792,300 (+912.65%) Land $159,705 Building $632,595
2023	$528.00	$78,240	$78,240 Land $78,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290017021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 33% of Montana
Wildfire Likelihood	About 1 in 735 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Richon, MontanaSky Networks, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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