325 2nd St SW, Elgin, MN 55932 Property Records

Wabasha County property record for 325 2nd St SW, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,054 sqft · built 1972
Lot Size	0.259 acres (11,281 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2021)
Tax Bill	$3,280 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R19.00246.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00246.00`
Alternative APN	`19.00246.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,054 sqft Living Area
Basement Area	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,281 sqft (0.259 acres)
Lot Dimensions	150 ft deep x 73 ft wide
Deck Area	228 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	325 2ND ST SW
City	ELGIN
State	MN
Zip	55932-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 MILLERS ADDITION LOT-003 BLOCK-001 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	MILLERS ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3049
Census Tract	490500

Owner

325 2nd St SW is owned and occupied by two individuals who bought it in July 2021.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 2ND ST SW, ELGIN, MN 55932-9673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Deed Document Number	2021345123
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Jul 8, 2021
Property Address	325 2ND ST SW, ELGIN, MN 55932-9673
Document Number	0000345123
Instrument Date	Jul 7, 2021
Instrument	345123
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 2ND ST SW, ELGIN, MN 55932-9673

Mortgage

Document Number	0000345124
Date	Jul 8, 2021
Instrument	345124

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 325 2nd St SW was $3,280, up 9.4% from the year before.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,280.00 (+9.41%)	$228,400 (-6.36%) Land $35,000 Building $193,400	$228,400 (-6.36%) Land $35,000 Building $193,400
2025	$2,998.00	$243,900 Land $29,200 Building $214,700	$243,900 Land $29,200 Building $214,700
2023	$2,850.00	$218,600 Land $29,200 Building $189,400	$218,600 Land $29,200 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 2nd St SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 2nd St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 2nd St SW

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