325 28th Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 325 28th Ave, San Mateo, CA 94403

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,830 sqft · built 1939
Lot Size0.343 acres (14,957 sqft)
Owner2 Trust Names on File
Last Sale$826,000 (Jan 2003)
Tax Bill$15,608 (2025)
Deeds & MortgagesAug 2023 Mortgage
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN039-322-070

Property Details

APN / Parcel Number

Primary APN039-322-070

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,830 sqft Living Area
1st Floor Area1,350 sqft
2nd Floor Area1,480 sqft
Basement Area1,280 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Lot Area14,957 sqft (0.343 acres)
Lot Dimensions178 ft deep x 83 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address325 28TH AVE
CitySAN MATEO
StateCA
Zip94403-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionELY 83.7 FT X 178.7 FT OF LOT 5 SUB OF LOTS 14 15 16 17 OF BERESFORD PARK RSM D/14 CITY OF SAN MATEO
Legal SubdivisionBERESFORD PARK
Legal Lot Number5,14
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2003
Census Tract607300

Owner

325 28th Ave is owner-occupied and held in a trust since January 2003.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Trust Names on File
Mailing Address325 28TH AVE, SAN MATEO, CA 94403-2404
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Sep 13, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2003 · Amount on File
Deed SaleJan 10, 2003 · Amount on File
Deed Document Number20036980
Prior Transfer DateDec 27, 1995
Prior Transfer Doc0000004718
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address325 28TH AVE, SAN MATEO, CA 94403-2404
Transaction TypeMortgage
Record UpdatedSep 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 28TH AVE, SAN MATEO, CA 94403-2404

Mortgage

Document Number0000037743
DateAug 7, 2023
Instrument2023-037743
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateSep 13, 2019
Property Address325 28TH AVE, SAN MATEO, CA 94403-2404
Document Number0000074865
Instrument DateAug 31, 2019
Instrument74865
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address325 28TH AVE SAN MATEO CA 944032404, SAN MATEO, CA 94403-2404

Tax Assessment & Valuation

The 2025 property tax bill for 325 28th Ave was $15,608 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,249,402 (+2%) Land $609,969 Building $639,433
2025$15,608.00 Homeowner's exemption$1,224,905 Land $598,009 Building $626,896
2023$14,919.00 (+1.37%) Homeowner's exemption$1,177,344 Land $574,789 Building $602,555$1,909,980
2022$14,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 28th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1998–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 28th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

Nearby Properties on 28th Ave

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