Duval County property record for 325 20th St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,440 sqft · built 1982 |
| Lot Size | 0.203 acres (8,823 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Oct 2013) |
| Tax Bill | $7,347 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172020-5038 |
| Primary APN | 172020-5038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 3,204 sqft |
| 1st Floor Area | 2,440 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,823 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 489 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 325 20TH ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | APUD |
| Legal Description | 37-84 09-2S-29E SELVA MARINA GARDEN LOT 15,W 28.5FT LOT 16 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | SELVA MARINA GARDEN |
| Legal Block | 3 |
| Legal Lot Number | 15,16 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 13906 |
325 20th St is owned and occupied by two individuals who acquired it in January 2022.
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 20TH ST, ATLANTIC BEACH, FL 32233-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2013 · Amount on File |
| Deed Sale | Oct 1, 2013 · Amount on File |
| Deed Document Number | 2013251743 |
| Deed Book / Page | 16545 / 2199 |
| Last Transfer Date | Jan 5, 2022 |
| Transfer Doc | 0205481690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 9, 2023 |
| Property Address | 325 20TH ST, ATLANTIC BEACH, FL 32233-4503 |
| Document Number | 0205481690 |
| Book / Page | 20548 / 1690 |
| Map Reference | MB 37 PG 84 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2023005132 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 20TH ST, ATLANTIC BEACH, FL 32233-4503 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 325 20TH ST, ATLANTIC BEACH, FL 32233-4503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 325 20TH ST, ATLANTIC BEACH, FL 32233-4503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0199181910 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 19918/1910 |
| Instrument | 2021244995 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 325 20th St was $7,347 with a homeowner's exemption, up 1.8% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,075 (+2.7%) | $838,131 (-2.87%) Land $555,247 Building $282,884 | |
| 2025 | $7,347.00 (+1.83%) Homeowner's exemption | $468,428 | $862,937 Land $552,500 Building $310,437 |
| 2024 | $7,215.00 (+2.75%) | ||
| 2023 | $7,022.00 (+7.67%) Homeowner's exemption | $441,968 (+3%) | $636,233 (+4.95%) Land $357,000 Building $279,233 |
| 2022 | $6,522.00 Homeowner's exemption | $429,096 | $606,231 Land $340,000 Building $266,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 325 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 310 units insured incl. 105 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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