Indian River County property record for 325 20th Ave, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1986 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $91,900 (Aug 1994) |
| Tax Bill | $1,217 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00010-0005-00006.0 |
| Primary APN | 33-39-14-00010-0005-00006.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| 2nd Floor Area | 392 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | 2 Story |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 128 ft deep x 74 ft wide |
| Garage Area | 364 sqft |
| Driveway | Driveway |
| Driveway Area | 1,143 sqft |
| Porch | Open Porch |
| Porch Area | 294 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 78162 |
|---|---|
| Street Address | 325 20TH AVE |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | INDIAN RIVER HEIGHTS UNIT 1 BLK E LOT 6 PBI 5-74 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 14 |
| Legal Subdivision | INDIAN RIVER HEIGHTS UNIT 1 |
| Legal Block | E |
| Legal Lot Number | 6 |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50603 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 325 20TH AVE, VERO BEACH, FL 32962-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Mar 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1994 · Amount on Record |
| Deed Sale | Aug 1, 1994 · Amount on Record |
| Deed Document Number | 0001030284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 325 20TH AVE, VERO BEACH, FL 32962-2706 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 325 20TH AVE, VERO BEACH, FL 32962-2706 |
| Document Number | 0034892366 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 3489/2366 |
| Instrument | 3120210083620 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 325 20TH AVE, VERO BEACH, FL 32962-2706 |
| Document Number | 0030120666 |
| Book / Page | 003012 / 000666 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 325 20TH AVE VERO BEACH FL 329622706, VERO BEACH, FL 32962-2706 |
| Document Number | 0030120666 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 003012/000666 |
| Instrument | 17229 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2047 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,217.00 (+33.88%) | $97,817 (+5.99%) | $265,169 (+3.44%) Land $35,633 Building $229,536 |
| 2023 | $909.00 (+4%) | $92,291 (+3%) | $256,356 (+17.19%) Land $29,154 Building $227,202 |
| 2022 | $874.00 | $89,603 | $218,754 Land $29,154 Building $189,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 4 (2004–2006) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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