325 15th St, Elyria, OH 44035 Property Records

Lorain County property record for 325 15th St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1952
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Nov 2025)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-26-002-101-013`

Property Details

APN / Parcel Number

Primary APN	`06-26-002-101-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	744 sqft
Basement Area	744 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	144 ft deep x 40 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	44 sqft
Patio Area	44 sqft
Canopy	44 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	325 15TH ST
City	ELYRIA
State	OH
Zip	44035-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WM H OBITTS 40 X 143
Legal Subdivision	WM H OBITTS
Legal Tract	26
Legal Block	101
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2014
Census Tract	71400

Owner

325 15th St is owned and occupied by an individual who bought it in November 2025.

Source: Lorain County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	325 15TH ST, ELYRIA, OH 44035-7609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Apr 19, 2022 · Amount on File
Deed Document Number	202576258
Prior Transfer Date	Jan 11, 2005
Prior Transfer Doc	0000001587
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 21, 2025
Property Address	325 15TH ST, ELYRIA, OH 44035-7609
Document Number	0000076258
Map Reference	VOL 6 PG 42
Instrument Date	Nov 19, 2025
Instrument	2025-0076258
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 15TH ST, ELYRIA, OH 44035-7609

Mortgage

Document Number	0000076259
Date	Nov 21, 2025
Instrument	2025-0076259

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 19, 2022
Property Address	325 15TH ST, ELYRIA, OH 44035-7609
Document Number	0000871823
Map Reference	VOL 6 PG 42
Instrument Date	Apr 18, 2022
Instrument	2022-0871823
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1754 GRAFTON RD, ELYRIA, OH 44035-8173

Tax Assessment & Valuation

The 2025 property tax bill for 325 15th St was $1,346, up 2% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 (+1.97%)	$27,240 (-0.01%) Land $6,100 Building $21,140	$77,840 (-) Land $17,440 Building $60,400
2024	$1,320.00 (+16.92%)	$27,244 (+35.63%) Land $6,104 Building $21,140	$77,840 (+35.63%) Land $17,440 Building $60,400
2023	$1,129.00 (+1.07%)	$20,087 (-0.01%) Land $3,539 Building $16,548	$57,390 Land $10,110 Building $47,280
2022	$1,117.00	$20,090 Land $3,540 Building $16,550
2021			$57,390 Land $10,110 Building $47,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 325 15th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2012)
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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