Stearns County property record for 32495 Co Rd 1, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,225 sqft · built 1949 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,746 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 17-09230-0000 |
| Primary APN | 17-09230-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| Gross Area | 1,428 sqft |
| 1st Floor Area | 832 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Metal |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Lot Dimensions | 100 ft deep x 400 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 32495 COUNTY ROAD 1 |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.60A THAT PART OF LOTS 1 & 2 LYING N OF SAUK RIVER S OF CO RD #1 & E OF E 400' OF SAID LOTS SECTION 34 TOWNSHIP 125 RANGE |
| Legal Range | 28W |
| Legal Township | 125 |
| Legal Section | 34 |
| Legal Lot Number | 1-2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LE SAUK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 901 |
32495 Co Rd 1 is owned and occupied by an individual.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32495 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 32495 Co Rd 1 was $2,746.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Le Sauk Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,746.00 | $354,200 (+2.73%) Land $204,900 Building $149,300 | $354,200 (+2.73%) Land $204,900 Building $149,300 |
| 2025 | $344,800 Land $195,400 Building $149,400 | $344,800 Land $195,400 Building $149,400 | |
| 2023 | $1,478.00 | $202,100 Land $77,200 Building $124,900 | $202,100 Land $77,200 Building $124,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32495 Co Rd 1 in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1997–2001) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32495 Co Rd 1 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
May also be available: Intrepid Fiber Networks.
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