Fluvanna County property record for 3249 Mountain Hill Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2022 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50 A 17 |
| Primary APN | 50 A 17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 3,440 sqft |
| 1st Floor Area | 1,500 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9224 |
|---|---|
| Street Address | 3249 MOUNTAIN HILL RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-5331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | INST 210003588 AC 2.0 |
| Legal Block | 1 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | FORK UNION |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 20300 |
Source: Fluvanna County assessment roll, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3897 JAMES MADISON HWY, FORK UNION, VA 23055-2307 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES |
| Sep 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF JAMES |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2021 |
| Deed Sale | Jul 22, 2021 |
| Prior Sale | Jun 30, 2015 |
| Deed Document Number | 20213588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 3249 MOUNTAIN HILL RD, PALMYRA, VA 22963-5331 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220004569 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 220004569 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 3249 MOUNTAIN HILL RD, PALMYRA, VA 22963-5331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220003523 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 220003523 |
| Name | BANK OF JAMES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 3249 MOUNTAIN HILL RD, PALMYRA, VA 22963-5331 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210004496 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 210004496 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,600 (-) Land $35,000 Building $221,600 | $256,600 (-) Land $35,000 Building $221,600 | |
| 2025 | $1,937.00 (+7.91%) | $256,600 (+20.64%) Land $35,000 Building $221,600 | $256,600 (+20.64%) Land $35,000 Building $221,600 |
| 2023 | $212,700 Land $35,000 Building $177,700 | $212,700 Land $35,000 Building $177,700 | |
| 2022 | $1,795.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
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