Clay County property record for 3249 Laurel Branch Rd, Oneida, KY 40972
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 2010 |
| Lot Size | 8.51 acres (370,696 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $47 (2025) |
| Deeds & Mortgages | Apr 2012 Mortgage Jan 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00-00-003.00 |
| Primary APN | 146-00-00-003.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,344 sqft Living Area |
|---|
| Year Built | Built 2010 |
|---|---|
| Foundation Type | Concrete |
| Lot Area | 370,696 sqft (8.51 acres) |
| Total Buildings | 4 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 14762 |
|---|---|
| Street Address | 3249 LAUREL BRANCH RD |
| City | ONEIDA |
| State | KY |
| Zip | 40972-6395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8.510 ACRES/VACANT |
| Jurisdiction | CLAY KY |
| Township / Civil Division | BIG CREEK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950400 |
Source: Clay County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3249 LAUREL BRANCH RD, ONEIDA, KY 40972-6395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2012 | Deed of Trust, Mortgage PNC BANK NATIONAL ASSOCIATION |
| Jan 7, 2013 | Deed of Trust, Mortgage PNC BANK NA |
| Nov 22, 2011 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2011 |
| Deed Sale | Nov 22, 2011 |
| Deed Document Number | 0000301617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY KY |
| Property Address | 3249 LAUREL BRANCH RD, ONEIDA, KY 40972-6395 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG204/407 |
|---|---|
| Date | Apr 2, 2012 |
| Book Page | MTG 204/407 |
| Instrument | 114781 |
| Name | PNC BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | MANCHESTER, KY 40962 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 5, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY KY |
| Property Address | 3249 LAUREL BRANCH RD, ONEIDA, KY 40972-6395 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG207/424 |
|---|---|
| Date | Jan 7, 2013 |
| Book Page | MTG 207/424 |
| Instrument | 117254 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MANCHESTER, KY 40962 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 5, 2023 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY KY |
| Recording Date | Nov 22, 2011 |
| Property Address | 3249 LAUREL BRANCH RD, ONEIDA, KY 40972-6395 |
| Document Number | DEED301/617 |
| Book / Page | DEED 301 / 617 |
| Instrument Date | Nov 22, 2011 |
| Instrument | 113651 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 OLD BAR CREEK RD, ONEIDA, KY 40972-6312 |
| Name | Verified Name |
|---|---|
| Address | 3294 LAUREL BRANCH RD, ONEIDA, KY 40972-6395 |
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47.00 (-85.93%) | $4,000 (-85.71%) | $4,000 (-85.71%) |
| 2023 | $334.00 | $28,000 | $28,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Oct 1989 · Severe Storms, Mudslides & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 89% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Peoples Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
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