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3249 Gulf Coast Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3249 Gulf Coast Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,377 sqft · built 2000
Lot Size0.182 acres (7,946 sqft)
Owner2 Individual Names on File
Tax Bill$5,313 (2025)
Deeds & MortgagesJun 2026 Sale
Flood ZoneZone AE (high risk)
APNR12-223-16-2310-0920-0200

Property Details

APN / Parcel Number

Primary APNR12-223-16-2310-0920-0200
Alternative APNs
  • 00164066
  • 164066

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories3 Stories
Building Area2,377 sqft Living Area
Gross Area5,655 sqft
1st Floor Area1,762 sqft
Upper Floors Area615 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,946 sqft (0.182 acres)
Garage TypeAttached
Garage Area1,612 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area220 sqft
PorchScreened Porch
Porch Area2,170 sqft
Deck Area60 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00164066
Street Address3249 GULF COAST DR
CityHERNANDO BEACH
StateFL
Zip34607-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 7 BLK 92 LOT 20
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionHERNANDO BEACH UNIT 7
Legal Block92
Legal Lot Number20
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2030
Census Tract41501

Owner

3249 Gulf Coast Dr is owned and occupied by two individuals.

Source: Hernando County records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address3249 GULF COAST DR, HERNANDO BEACH, FL 34607-3014
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionHERNANDO FL
Recording DateJun 3, 2026
Property Address3249 GULF COAST DR, HERNANDO BEACH, FL 34607-3014
Document Number0000037701
Book / Page4718 / 416
Instrument DateJun 3, 2026
Instrument202637701
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3249 GULF COAST DR, HERNANDO BEACH, FL 34607-3014

Tax Assessment & Valuation

The 2025 property tax bill for 3249 Gulf Coast Dr was $5,313 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,313.00 Homeowner's exemption$379,256$800,619 Land $276,403 Building $524,216
2023$357,833 Land $357,833
2022$4,833.00$837,963 Land $217,603 Building $620,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3249 Gulf Coast Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3249 Gulf Coast Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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