3249 Echo Valley Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 3249 Echo Valley Rd, Decorah, IA 52101

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 1,728 sqft · built 2000
Lot Size	14.6 acres (636,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (May 2026)
Tax Bill	$3,932 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081030001500`

Property Details

APN / Parcel Number

Primary APN	`081030001500`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Basement Area	1,728 sqft
Finished Basement	1,300 sqft
Unfinished Basement	428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	636,412 sqft (14.6 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	335 sqft
Patio Area	681 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3249 ECHO VALLEY RD
City	DECORAH
State	IA
Zip	52101-7418
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2-1-2 N1/2 SW
Legal Range	07W
Legal Township	99N
Legal Section	10
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2002
Census Tract	950400

Owner

Source: Winneshiek County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3249 ECHO VALLEY RD, DECORAH, IA 52101-7418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Deed Document Number	20261146
Deed Book / Page	2026 / 1146
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 22, 2026
Property Address	3249 ECHO VALLEY RD, DECORAH, IA 52101-7418
Document Number	0000001146
Book / Page	2026 / 1146
Instrument Date	May 14, 2026
Instrument	20261146
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$125,159.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 ECHO VALLEY RD, DECORAH, IA 52101-7418

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3249 ECHO VALLEY RD, DECORAH, IA 52101-7418
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 ECHO VALLEY RD, DECORAH, IA 52101-7418

Mortgage

Document Number	02025/3085
Date	Dec 8, 2025
Book Page	2025/3085
Instrument	2025 3085

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 8, 2026

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,932.00 Homeowner's exemption	$395,260 (+16.81%) Land $8,880 Building $386,380	$395,260 (+16.81%) Land $8,880 Building $386,380
2024	$3,932.00 (+2.02%)
2023		$338,380 (+15.06%) Land $6,560 Building $331,820	$338,380 (+15.06%) Land $6,560 Building $331,820
2022	$3,854.00 Homeowner's exemption Additional exemption filed	$294,100 Land $5,280 Building $288,820
2021			$294,100 Land $5,280 Building $288,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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