3249 Davis Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 3249 Davis Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,526 sqft · built 1987
Lot Size	0.226 acres (9,865 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jul 2022)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Jul 2022 Sale Jul 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`40-23-22-158-014`

Property Details

APN / Parcel Number

Primary APN	`40-23-22-158-014`
Alternative APNs	`0083727-000000-8` `10004621884`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	3,057 sqft

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	9,865 sqft (0.226 acres)
Garage Type	Mixed
Garage Area	420 sqft
Carport	Carport
Carport Area	600 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	325 sqft
Porch	Open Porch
Porch Area	511 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004621884
Old Parcel Number	00837270000008
Street Address	3249 DAVIS DR
City	PUNTA GORDA
State	FL
Zip	33983-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HBH 004 0101 0012 HARBOUR HEIGHTS SEC 4 PT 1 BLK 101 LTS 12 & 13 607/532 779/176 1132/1919 UNREC AFF-SEN
Legal Range	23E
Legal Township	40S
Legal Section	22
Legal Subdivision	HARBOUR HEIGHTS
Legal Block	101
Legal Lot Number	12 13
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1054
Census Tract	21001

Owner

3249 Davis Dr is owned and occupied by an individual who acquired it in September 2024.

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	3249 DAVIS DR, PUNTA GORDA, FL 33983-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/S FL

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Jul 19, 2022 · Amount on File
Deed Document Number	0050201054
Deed Book / Page	5020 / 1054
Last Transfer Date	Sep 17, 2024
Transfer Doc	0003450307
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 19, 2022
Property Address	3249 DAVIS DR, PUNTA GORDA, FL 33983-3410
Document Number	0050201054
Book / Page	5020 / 1054
Map Reference	MB 3 PG 27
Instrument Date	Jul 18, 2022
Instrument	3129287
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3249 DAVIS DR, 3249, PUNTA GORDA, FL 33983-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3249 DAVIS DR, PUNTA GORDA, FL 33983-3410

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3249 DAVIS DR, PUNTA GORDA, FL 33983-3410
Document Number	0043490587
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 DAVIS DR PUNTA GORDA FL 339833410, PUNTA GORDA, FL 33983-3410

Mortgage

Document Number	0043490587
Date	Aug 17, 2018
Book Page	004349/000587
Instrument	2638809

Lender

Name	FIFTH THIRD BK/S FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3249 Davis Dr was $4,354 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,354.00 Homeowner's exemption	$328,639	$302,703 Land $21,000 Building $281,703
2023	$4,490.00 (+86.77%) Homeowner's exemption	$265,998 (+99.04%)	$247,615 (-9.04%) Land $20,000 Building $227,615
2022	$2,404.00 Homeowner's exemption	$133,643	$272,237 Land $17,000 Building $255,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3249 Davis Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3249 Davis Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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