Northampton County property record for 3249 Cherrystone Rd, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft · built 1988 |
| Lot Size | 8.52 acres (371,131 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,055 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-A-16A |
| Primary APN | 84-A-16A |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 371,131 sqft (8.52 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 42660 |
|---|---|
| Street Address | 3249 CHERRYSTONE RD |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEAR CHERITON + ROW NEAR CHERITON + ROW |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 930301 |
Source: Northampton County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 86, CAPE CHARLES, VA 23310-0086 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Reverse Mortgage NONE LISTED ON DOCUMENT |
| Jun 25, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 1998 |
| Deed Sale | Aug 18, 1998 |
| Deed Document Number | 0000030089 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jun 25, 2026 |
| Property Address | 3249 CHERRYSTONE RD, CAPE CHARLES, VA 23310 |
| Document Number | 0000001162 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 20261162 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3249 CHERRYSTONE RD, CAPE CHARLES, VA 23310 |
| Document Number | 0000001162, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20261162 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 944 Months |
| Due | Feb 9, 2105 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jun 25, 2026 |
| Property Address | 3249 CHERRYSTONE RD, CAPE CHARLES, VA 23310 |
| Document Number | 0000001161 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 20261161 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3249 CHERRYSTONE RD, CAPE CHARLES, VA 23310 |
| Document Number | 0000001161, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20261161 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 944 Months |
| Due | Feb 9, 2105 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,055.00 (+42.02%) | $291,500 (+53.02%) Land $96,600 Building $194,900 | |
| 2024 | $291,500 (+53.02%) Land $96,600 Building $194,900 | ||
| 2023 | $1,447.00 | $190,500 Land $70,600 Building $119,900 | $190,500 Land $70,600 Building $119,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2009–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
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