3249 Avery Ln, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3249 Avery Ln, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,897 sqft · built 1930
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2020)
Tax Bill	$10,630 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`039-0001-0074-00`

Property Details

APN / Parcel Number

Primary APN	`039-0001-0074-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,897 sqft Living Area
1st Floor Area	1,105 sqft
2nd Floor Area	792 sqft
Upper Floors Area	792 sqft
Basement Area	1,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	83 ft deep x 99 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3249 AVERY LN
City	CINCINNATI
State	OH
Zip	45208-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC ERIE AVE & AVERY LN 87 X 83.07 IRR PARS 74-100 CONS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	5100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3249 AVERY LN, CINCINNATI, OH 45208-1647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jan 21, 2020	Warranty Deed, Transfer · Line of Credit KEMBA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Apr 18, 2012
Deed Document Number	0000006688
Deed Book / Page	014087 / 002256
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3249 AVERY LN, CINCINNATI, OH 45208-1647
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039670
Date	May 22, 2019
Book Page	13923/01342
Instrument	2019-0039670

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 19, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 21, 2020
Property Address	3249 AVERY LN, CINCINNATI, OH 45208-1647
Document Number	0000006688
Book / Page	014087 / 002256
Instrument Date	Jan 15, 2020
Instrument	6688
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 AVERY LN CINCINNATI OH 452081647, CINCINNATI, OH 45208-1647

Mortgage

Document Number	6689
Date	Jan 21, 2020
Book Page	014087/002259
Instrument	6689

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,630.00 (+3.12%)	$172,491 (-) Land $107,485 Building $65,006
2024	$10,308.00 (-2.2%)	$172,491 (-) Land $107,485 Building $65,006
2023	$10,540.00 (+26.21%)	$172,491 (+40.81%) Land $107,485 Building $65,006	$492,830 (+40.81%) Land $307,100 Building $185,730
2022	$8,351.00 Homeowner's exemption	$122,501 Land $78,481 Building $44,020
2020			$350,000 Land $224,230 Building $125,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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