3249 23rd Ave NW, Albany, OR 97321 Property Records

Benton County property record for 3249 23rd Ave NW, Albany, OR 97321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,129 sqft · built 2016
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$569,900 (Jun 2025)
Tax Bill	$5,847 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10435AB04800`

Property Details

APN / Parcel Number

Primary APN	`10435AB04800`
Alternative APN	`420320`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,129 sqft Living Area
Gross Area	2,705 sqft
1st Floor Area	1,421 sqft
Attic	Attic
Attic Area	1,416 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	420320
Street Address	3249 23RD AVE NW
City	ALBANY
State	OR
Zip	97321-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	CLAIREWOOD LOT 22
Legal Range	4W
Legal Township	10S
Legal Section	35
Legal Subdivision	CLAIREWOOD
Legal Lot Number	22
Jurisdiction	BENTON OR
Township / Civil Division	NORTH ALBANY
Census Block Group	1
Census Block	1026
Census Tract	10102

Owner

3249 23rd Ave NW is owned and occupied by two individuals who bought it in June 2025.

Source: Benton County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3249 23RD AVE NW, ALBANY, OR 97321-9707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 8, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Feb 12, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 25, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCEMYHOME.COM
Apr 28, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANSTAR HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	May 30, 2023 · Amount on File
Deed Document Number	2025653371
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	May 30, 2023
Property Address	3249 23RD AVE NW, ALBANY, OR 97321-9707
Document Number	0000636878
Map Reference	MB 11 PG 25
Instrument Date	May 17, 2023
Instrument	2023-636878
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3249 23RD AVE NW, ALBANY, OR 97321-9707

Mortgage

Document Number	0000636879
Date	May 30, 2023
Instrument	2023-636879

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	3249 23RD AVE NW, ALBANY, OR 97321-9707
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 23RD AVE NW, ALBANY, OR 97321-9707
Investor	Possibly a Property Investor

Mortgage

Document Number	0000618418
Date	Sep 8, 2021
Instrument	2021-618418

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	3249 23RD AVE NW, ALBANY, OR 97321-9707
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000567054
Date	Feb 12, 2018
Instrument	2018-567054

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	3249 23RD AVE NW, ALBANY, OR 97321-9707
Document Number	0000597180
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 23RD AVE NW ALBANY OR 973219707, ALBANY, OR 97321-9707

Mortgage

Document Number	0000597180
Date	Jul 6, 2020
Instrument	597180

Lender

Name	FINANCEMYHOME.COM
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Apr 28, 2017
Property Address	3249 23RD AVE NW, ALBANY, OR 97321-9707
Document Number	0000556920
Instrument Date	Apr 27, 2017
Instrument	556920
Transaction Type	Subdivision Related Transfer
Record Updated	May 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 23RD AVE NW ALBANY OR 973219707, ALBANY, OR 97321-9707

Mortgage

Document Number	556921
Date	Apr 28, 2017
Instrument	556921

Lender

Name	LOANSTAR HM LNDG
Address	PORTLAND, OR 97223

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3249 23rd Ave NW was $5,847, up 3% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Albany City
Unified School District	Greater Albany School District 8J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,847.00 (+2.99%)	$310,827 (+3%)	$592,070 (+6.17%) Land $177,000 Building $415,070
2024	$5,677.00 (+2.92%)	$301,774 (+3%)	$557,640 (+7.44%) Land $173,000 Building $384,640
2023	$5,516.00 (+13.01%)	$292,984 (+3%)	$519,010 Land $173,000 Building $346,010
2022	$4,881.00	$284,450
2002			$462,460 Land $163,000 Building $299,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3249 23rd Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3249 23rd Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBANY serves 57,997 people · EPA ID OR4100012
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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