3249 1600 Rd, Delta, CO 81416 Property Records

Delta County property record for 3249 1600 Rd, Delta, CO 81416

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 2,578 sqft · built 1900
Lot Size4.5 acres (196,020 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Jun 2020)
Tax Bill$1,809 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2005 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APNR013481

Property Details

APN / Parcel Number

Primary APNR013481
Alternative APN
  • 345531300005

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area2,578 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1974
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area196,020 sqft (4.5 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected

Location & Zoning

Account NumberR013481
Street Address3249 1600 RD
CityDELTA
StateCO
Zip81416-7815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3249 1600 RD DELTA 81416 S: 31 T: 15S R: 95W SUBDIVISION: RURAL AREA TOTAL AC 4.50+- SEC 31 T15S R95W 6PM PT OF E2NW4SW4 S31 BEG AT NE COR SW4SW4 W 40 RDS N590TH SELY TO BEG BK 447 P 1718 BK 478 PG 847 BK 503 PG 582BK 561 PG 172 BK 624 PG 174 BK633 P
Legal SubdivisionRURAL AREA
Legal Lot Number3
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group3
Census Block3027
Census Tract965100

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3249 1600 RD, DELTA, CO 81416-7815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Dec 19, 2005Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jun 19, 2020Special Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jun 5, 2019Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 5, 2019Quit Claim Deed, Transfer
Quitclaim
Aug 27, 2012Warranty Deed, Transfer
HERITAGE TITLE LT, HERITAGE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Prior SaleJun 5, 2019 · Amount on Record
Deed Document Number2020719598
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address3249 1600 RD, DELTA, CO 81416-7815
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3249 1600 RD, DELTA, CO 81416-7815

Mortgage

Document Number0000766423
DateMar 6, 2026
Instrument766423
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

December 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address3249 1600 RD, DELTA, CO 81416-7815
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000598809
DateDec 19, 2005
Instrument598809
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressBILLINGS, MT 59107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueNov 17, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateJun 19, 2020
Property Address3249 1600 RD, DELTA, CO 81416-7815
Document Number0000719598
Instrument DateJun 10, 2020
Instrument719598
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3249 160 ROAD, DELTA, CO 81416

Mortgage

Document Number0000719599
DateJun 19, 2020
Instrument719599
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateJun 5, 2019
Property Address3249 1600 RD, DELTA, CO 81416-7815
Document Number0000711340
Instrument DateJun 5, 2019
Instrument711340
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3249 1600 RD, DELTA, CO 81416-7815

Mortgage

Document Number0000711342
DateJun 5, 2019
Instrument711342
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDELTA CO
Recording DateJun 5, 2019
Property Address3249 1600 RD, DELTA, CO 81416-7815
Document Number0000711341
Instrument DateJun 5, 2019
Instrument711341
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3249 1600 RD, DELTA, CO 81416-7815

August 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateAug 27, 2012
Property Address3249 1600 RD, DELTA, CO 81416-7815
Document Number0000660702
Instrument DateAug 24, 2012
Instrument660702
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyHERITAGE TITLE LT, HERITAGE TITLE

Transaction

AmountAmount Recorded
Tax$22.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3249 1600 RD, DELTA, CO 81416-7815

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,809.00 (+6.29%)$26,594 (+3.38%) Land $9,375 Building $17,219$425,506 (+10.83%) Land $150,000 Building $275,506
2024$1,702.00 (+3.97%)$25,724 (-) Land $7,326 Building $18,398
2023$1,637.00 (+33.85%)$25,724 (+35.72%) Land $7,326 Building $18,398$383,941 (+40.79%) Land $109,337 Building $274,604
2022$1,223.00$18,954 Land $4,518 Building $14,436$272,707 Land $65,000 Building $207,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.1% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DELTA
serves 8,700 people · EPA ID CO0115205
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionFeb 2024
Also Mapped HereTRI COUNTY WCD

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber
6,000 / 6,000
Clearnetworx
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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