32489 Watson Rd, Walkerton, IN 46574 Property Records

St. Joseph County property record for 32489 Watson Rd, Walkerton, IN 46574

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,390 sqft · built 1976
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$122,800 (Jul 2020)
Tax Bill	$1,969 (2024)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-16-35-400-005.000-014`

Property Details

APN / Parcel Number

Primary APN	`71-16-35-400-005.000-014`
Alternative APN	`0091017029602`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	1,323 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	32489 WATSON RD
City	WALKERTON
State	IN
Zip	46574-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	450.2 E & W X 967.5 N & S SW COR SE SEC 35-35-1W 10 AC
Legal Range	1W
Legal Township	35
Legal Section	35
Jurisdiction	ST JOSEPH IN
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1067
Census Tract	12200

Owner

32489 Watson Rd is owned and occupied by two individuals who bought it in July 2020.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32489 WATSON RD, WALKERTON, IN 46574-9109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Jul 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Mar 27, 2013 · Amount on File
Deed Document Number	202019065
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000019065
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	32489 WATSON RD, WALKERTON, IN 46574-9109
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001818577
Date	Jul 26, 2018
Instrument	1818577

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2038

Interest

Rate Type	Fixed Rate

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 10, 2020
Property Address	32489 WATSON RD, WALKERTON, IN 46574-9109
Document Number	0002019065
Instrument Date	Jun 22, 2020
Instrument	2019065
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32489 WATSON RD, WALKERTON, IN 46574-9109

Mortgage

Document Number	0002019066
Date	Jul 10, 2020
Instrument	2019066

Lender

Name	FIRST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Lincoln Township
Unified School District	John Glenn School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,300 Land $101,400 Building $142,900	$244,300 Land $101,400 Building $142,900
2024	$1,969.00 (-5.2%)
2023	$2,077.00 (-0.1%)	$206,600 (-) Land $101,400 Building $105,200	$206,600 (-) Land $101,400 Building $105,200
2022	$2,079.00	$206,600 Land $101,400 Building $105,200	$206,600 Land $101,400 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32489 Watson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32489 Watson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed, Surf Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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