3248 Wilderness Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 3248 Wilderness Ct, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,769 sqft · built 1980
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (May 2026)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099-070-030-000`

Property Details

APN / Parcel Number

Primary APN	`099-070-030-000`
Alternative APNs	`09907030100` `0990703010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,769 sqft Living Area
1st Floor Area	2,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	87,120 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,769 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3248 WILDERNESS CT
City	PLACERVILLE
State	CA
Zip	95667-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	RS 18/53/2
Legal Tract	2
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3002
Census Tract	31504

Owner

3248 Wilderness Ct is owned by two individuals who bought it in May 2026.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3081 TEXAS HILL RD, PLACERVILLE, CA 95667-9551
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · Commercial Mortgage TIER ONE FUNDING CA INC
May 11, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 14, 2019	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Jul 31, 2024 · Amount on File
Deed Document Number	202615458
Prior Transfer Date	Aug 31, 2006
Prior Transfer Doc	0000059986
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3248 WILDERNESS CT, PLACERVILLE, CA 95667-7121
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9716 WEXFORD CIR, GRANITE BAY, CA 95746-7115
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022246
Date	Aug 6, 2025
Instrument	2025-0022246

Lender

Name	TIER ONE FUNDING CA INC
Type	Non-Lending Institution
Address	ORINDA, CA 94563

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 11, 2026
Property Address	3248 WILDERNESS CT, PLACERVILLE, CA 95667-7121
Document Number	0000015458
Instrument Date	May 6, 2026
Instrument	2026.15458
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,877.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3081 TEXAS HILL RD, PLACERVILLE, CA 95667-9551
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015459,
Date	May 11, 2026
Instrument	2026.15459

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 14, 2019
Property Address	3248 WILDERNESS CT, PLACERVILLE, CA 95667-7121
Document Number	0000018313
Instrument Date	May 14, 2019
Instrument	18313
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$698.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3220 WILDERNESS CT PLACERVILLE CA 95667, PLACERVILLE, CA 95667

Tax Assessment & Valuation

The 2025 property tax bill for 3248 Wilderness Ct was $2,347, down 18.4% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$224,400 (+2%) Land $91,800 Building $132,600
2025	$2,347.00 (-18.42%)	$220,000 Land $90,000 Building $130,000
2024	$2,877.00 (+45.74%)
2023	$1,974.00 (-65.66%) Homeowner's exemption	$185,000 Land $90,000 Building $95,000
2022	$5,748.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3248 Wilderness Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1995–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3248 Wilderness Ct is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Rocky Ridge Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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