3248 Umber Rd, Holiday, FL 34691 Property Records

Pasco County property record for 3248 Umber Rd, Holiday, FL 34691

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,620 sqft · built 1972
Lot Size	0.136 acres (5,940 sqft)
Owner	Individual Name on File
Last Sale	$283,999 (Dec 2022)
Tax Bill	$3,287 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-26-15-006B-00000-8730`

Property Details

APN / Parcel Number

Primary APN	`25-26-15-006B-00000-8730`
Alternative APNs	`152625006B000008730` `2226413`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,368 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,940 sqft (0.136 acres)
Garage Type	Attached
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	533 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3248 UMBER RD
City	HOLIDAY
State	FL
Zip	34691-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	ALOHA GARDENS UNIT 7 PB 10 PG 132 LOT 873
Legal Range	15E
Legal Township	26S
Legal Section	25
Legal Subdivision	ALOHA GARDENS
Legal Tract	6B
Legal Lot Number	873
Legal Unit	7
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1010
Census Tract	30409

Owner

3248 Umber Rd is owned and occupied by an individual who bought it in December 2022.

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3248 UMBER RD, HOLIDAY, FL 34691-3359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Aug 10, 2011 · Amount on File
Deed Document Number	2022265608
Deed Book / Page	10741 / 1641
Prior Transfer Date	Mar 9, 2006
Prior Transfer Doc	0068820063
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 22, 2022
Property Address	3248 UMBER RD, HOLIDAY, FL 34691-3359
Document Number	0107411641
Book / Page	10741 / 1641
Map Reference	MB 10 PG 132
Instrument Date	Dec 19, 2022
Instrument	2022265608
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	CHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,988.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3393, HOLIDAY, FL 34692-0393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 UMBER RD, HOLIDAY, FL 34691-3359

Mortgage

Document Number	0107411643
Date	Dec 22, 2022
Instrument	10741/1643

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3248 Umber Rd was $3,287 with a homeowner's exemption, down 0.8% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,034 (-2.12%) Land $35,759 Building $182,275	$218,034 (-2.12%) Land $35,759 Building $182,275
2025	$3,287.00 (-0.78%) Homeowner's exemption	$222,761 Land $35,759 Building $187,002	$222,761 Land $35,759 Building $187,002
2024	$3,313.00 (-15.4%)
2023	$3,916.00 (+487.99%)	$219,154 (+257.39%) Land $32,729 Building $186,425	$219,154 (+32.51%) Land $32,729 Building $186,425
2022	$666.00 Homeowner's exemption	$61,320 Land $27,265 Building $34,055	$165,384 Land $27,265 Building $138,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3248 Umber Rd in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	122 (1982–2025)
Claims Outside the SFHA	12 of 122
Most Recent Claim	Oct 2025
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Tropical Storm Debby, Jul 2012 · 26 claims Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3248 Umber Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALOHA GARDENS UTILITIES private · serves 8,136 people · EPA ID FL6510050
Water Source	Purchased surface water from PCUD-PASCO COUNTY REGIONAL PWS
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20