Frederick County property record for 3248 Starlight St, Frederick, MD 21704 · Last verified May 2026
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 3,124 sqft · built 2021 |
| Lot Size | 0.073 acres (3,219 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Jan 2026) |
| Tax Bill | $6,898 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-598951 |
| Primary APN | 07-598951 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,124 sqft Gross Area |
| 1st Floor Area | 1,564 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,219 sqft (0.073 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 598951 |
|---|---|
| Street Address | 3248 STARLIGHT ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-5250 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 23371 3,220 SQ FT THE WOODLANDS AT URBANA |
| Legal Subdivision | WOODLANDS AT URBANA |
| Legal Lot Number | 23371 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 752206 |
Source: Frederick County records · APN 07-598951
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25205 BONNY BROOK LN, GAITHERSBURG, MD 20882-3719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 06, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 23, 2026 | Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Dec 22, 2020 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Aug 05, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Dec 22, 2020 · Amount on Record |
| Deed Book / Page | 17696 / 189 |
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 1784000357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 06, 2026 |
| Property Address | 3248 STARLIGHT ST, FREDERICK, MD 21704-5250 |
| Document Number | 1784000357 |
| Book / Page | 17849 / 357 |
| Instrument Date | Apr 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 25205 BONNY BROOK LN, GAITHERSBURG, MD 20882-3719 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3248 STARLIGHT ST, FREDERICK, MD 21704-5250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3248 STARLIGHT ST, FREDERICK, MD 21704-5250 |
| Document Number | 0157870428 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 15787/428 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 23, 2026 |
| Property Address | 3248 STARLIGHT ST, FREDERICK, MD 21704-5250 |
| Document Number | 0176960189 |
| Book / Page | 17696 / 189 |
| Map Reference | MB 102 PL 70 |
| Instrument Date | Jan 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | GPN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3248 STARLIGHT ST, URBANA, MD 21704-5250 |
| Document Number | 0017696195 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 17696/195 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 22, 2020 |
| Property Address | 3248 STARLIGHT ST, FREDERICK, MD 21704-5250 |
| Document Number | 0143880230 |
| Book / Page | 14388 / 230 |
| Map Reference | MB 102 PL 70 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,131.96 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4700 CORRIDOR PL, 4700, BELTSVILLE, MD 20705-1163 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3248 STARLIGHT ST, FREDERICK, MD 21704-5250 |
| Document Number | 0014388236 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 14388/236 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 05, 2020 |
| Property Address | 3248 STARLIGHT ST, FREDERICK, MD 21704-5250 |
| Document Number | 0139550251 |
| Book / Page | 013955 / 000251 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $808.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4991 NEW DESIGN RD FREDERICK MD 217037113, FREDERICK, MD 21703-7113 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,898.00 (+5.67%) Homeowner's exemption | $471,833 (+11.12%) | $554,500 (+28.8%) Land $180,000 Building $374,500 |
| 2024 | $6,528.00 (+3.95%) | ||
| 2023 | $6,280.00 Homeowner's exemption | $424,600 | $430,500 Land $150,000 Building $280,500 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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