3248 River Rd, Kankakee, IL 60901 Property Records

Kankakee County property record for 3248 River Rd, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.301 acres (13,125 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Aug 2022)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`13-17-22-202-003`

Property Details

APN / Parcel Number

Primary APN	`13-17-22-202-003`

Exterior

Lot Area	13,125 sqft (0.301 acres)

Location & Zoning

Street Address	3248 RIVER RD
City	KANKAKEE
State	IL
Zip	60901-7162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SADDLER SUB LOT 17 22-30-13W
Legal Subdivision	SADDLER SUB
Legal Lot Number	17
Jurisdiction	KANKAKEE IL
Township / Civil Division	OTTO
Census Block Group	3
Census Block	3036
Census Tract	12600

Owner

3248 River Rd is owned and occupied by an individual who bought it in August 2022.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3248 RIVER RD, KANKAKEE, IL 60901-7162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage US HOME MORTGAGE
Aug 15, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Sep 1, 2016 · Amount on File
Deed Document Number	20229256
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Recording Date	May 19, 2026
Property Address	3248 RIVER RD, KANKAKEE, IL 60901-7162
Document Number	0000005587
Instrument Date	May 11, 2026
Instrument	20265587
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3248 RIVER RD, KANKAKEE, IL 60901-7162

Mortgage

Document Number	0000005587,
Date	May 19, 2026
Instrument	20265587

Lender

Name	US HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.5%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Aug 15, 2022
Property Address	3248 RIVER RD, KANKAKEE, IL 60901-7162
Document Number	0202209256
Map Reference	BK F PG 237
Instrument Date	Aug 8, 2022
Instrument	202209256
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3248 RIVER RD, KANKAKEE, IL 60901-7162

Mortgage

Document Number	0202209257
Date	Aug 15, 2022
Instrument	202209257

Lender

Name	HOMETOWN LENDERS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	5.63%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3248 RIVER RD, KANKAKEE, IL 60901-7162
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200199
Date	Jan 5, 2022
Instrument	202200199

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3248 River Rd was $4,527 with a homeowner's exemption, up 4.1% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Otto Township
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,527.00 (+4.14%)	$70,354 Land $11,125 Building $59,229	$211,062 Land $33,375 Building $177,687
2024	$4,347.00
2023		$58,276 Land $9,215 Building $49,061	$174,828 Land $27,645 Building $147,183
2022	$4,015.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3248 River Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	71 (1979–2020)
Claims Outside the SFHA	8 of 71
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3248 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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