3248 Magnolia Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3248 Magnolia Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,838 sqft · built 2015
Lot Size0.156 acres (6,781 sqft)
OwnerIndividual Name on File
Last Sale$249,470 (Aug 2026)
Tax Bill$1,701 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-07-4-19-04-0-00065-00

Property Details

APN / Parcel Number

Primary APN3-07-4-19-04-0-00065-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area1,838 sqft Adjusted Area
1st Floor Area1,545 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area6,781 sqft (0.156 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address3248 MAGNOLIA DR
CityHERNANDO
StateMS
Zip38632-2729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8 OVERLA
Legal DescriptionMAGNOLIA COMMONS PH 1 LOT 65
Legal Range007
Legal Township03S
Legal Section19
Legal SubdivisionMAGNOLIA COMMONS PH 1
Legal Phase1
Legal Lot Number65
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group3
Census Block3015
Census Tract71124

Owner

3248 Magnolia Dr is owned and occupied by an individual who bought it in August 2026.

Source: DeSoto County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3248 MAGNOLIA DR, HERNANDO, MS 38632-2729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Aug 31, 2026Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Dec 10, 2025Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2026 · Amount on File
Deed SaleAug 31, 2026 · Amount on File
Prior SaleSep 11, 2015
Deed Book / Page1026 / 15959
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateAug 31, 2026
Property Address3248 MAGNOLIA DR, HERNANDO, MS 38632-2729
Document Number5663099980
Book / Page5663 / 99980
Instrument DateAug 31, 2026
Transaction TypeMortgage
Record UpdatedSep 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3248 MAGNOLIA DR, HERNANDO, MS 38632-2729

Mortgage

Document Number5663099980,
DateAug 31, 2026
Book Page5663/99980
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 31, 2026
Property Address3248 MAGNOLIA DR, HERNANDO, MS 38632-2729
Document Number1026015959
Book / Page1026 / 15959
Instrument DateAug 28, 2026
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3248 MAGNOLIA DR, HERNANDO, MS 38632-2729

Mortgage

Document Number5663099980,
DateAug 31, 2026
Book Page5663/99980
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3248 MAGNOLIA DR, HERNANDO, MS 38632-2729
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3248 MAGNOLIA DR, HERNANDO, MS 38632-2729

Mortgage

Document Number5662/129100
DateDec 10, 2025
Book Page5662/129100
Lender
NameFIRST HORIZON BANK
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 6, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3248 Magnolia Dr was $1,701.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,701.00$17,176 Land $1,800 Building $15,376$171,756 Land $18,000 Building $153,756
2023$1,418.00$12,384$123,838 Land $18,000 Building $105,838

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3248 Magnolia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3248 Magnolia Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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