3248 D St, Sacramento, CA 95816 Property Records

Sacramento County property record for 3248 D St, Sacramento, CA 95816

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,576 sqft · built 1924
Lot Size	0.148 acres (6,428 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Feb 2022)
Tax Bill	$16,073 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`003-0164-009-0000`

Property Details

APN / Parcel Number

Primary APN	`003-0164-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,576 sqft Living Area
1st Floor Area	1,361 sqft
2nd Floor Area	948 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,428 sqft (0.148 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3248 D ST
City	SACRAMENTO
State	CA
Zip	95816-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-SPD
Legal Description	CASA LOMA TERRACE, LOT 153
Legal Subdivision	CASA LOMA TERRACE
Legal Lot Number	153
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3011
Census Tract	300

Owner

Source: Sacramento County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3248 D ST, SACRAMENTO, CA 95816-3337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Intrafamily Transfer, Transfer
Feb 9, 2022	Grant Deed, Transfer · Conventional Mortgage SNAPFI INC
Feb 10, 2017	Deed of Trust, Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Apr 17, 2015 · Amount on Record
Deed Book / Page	202202 / 1499
Last Transfer Date	Jan 25, 2023
Transfer Doc	2023000006
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 1, 2023
Property Address	3248 D ST, SACRAMENTO, CA 95816-3337
Document Number	0000000006
Map Reference	MB 12 MAP 3
Instrument Date	Jan 25, 2023
Instrument	2023020100006
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3248 D ST, SACRAMENTO, CA 95816-3337

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 9, 2022
Property Address	3248 D ST, SACRAMENTO, CA 95816-3337
Document Number	0000001499
Map Reference	MB 12 MAP 28
Instrument Date	Feb 4, 2022
Instrument	2022020901499
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3248 D ST, SACRAMENTO, CA 95816-3337

Mortgage

Document Number	0000001500
Date	Feb 9, 2022
Instrument	2022020901500

Lender

Name	SNAPFI INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	0000001501
Date	Feb 9, 2022
Instrument	2022020901501

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3248 D ST, SACRAMENTO, CA 95816-3337
Document Number	0000000695
Book / Page	170216 / 000695
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3248 D ST SACRAMENTO CA 958163337, SACRAMENTO, CA 95816-3337

Mortgage

Document Number	0000000695
Date	Feb 16, 2017
Book Page	170216/000695

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,407,160 (+2%) Land $324,725 Building $1,082,435
2025	$16,073.00 (+0.92%) Homeowner's exemption	$1,379,569 (+4.04%) Land $318,358 Building $1,061,211
2024	$15,926.00 (+2.4%)
2023	$15,552.00 (+42.98%)	$1,326,000 Land $305,997 Building $1,020,003
2022	$10,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	14 (1992–2012)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Dec 2012 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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