3248 Chabot Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3248 Chabot Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,902 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Sep 2020)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-0027-0004-10-4`

Property Details

APN / Parcel Number

Primary APN	`10-0027-0004-10-4`
Alternative APN	`11-10-0027-0004-10-4`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,902 sqft Living Area
1st Floor Area	1,889 sqft
Basement Area	1,889 sqft
Unfinished Basement	1,889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Raised Ranch
Lot Area	43,560 sqft (1 acres)
Lot Depth	145 ft Depth
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3248 CHABOT RD
City	BENTON HARBOR
State	MI
Zip	49022-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG R AG RE
Legal Description	COM AT E1/4 PST SEC 27 T3S R18W TH S88DEG55'51W 216.50' TO POB TH SLY 298.96' ON 4039.83' RAD CUR LT CHD BRG S02DEG03'30"E 298.89' TH S88DEG55'51"W 150.67' TH N01DEG04'09"W 298' TO E&W1/4 LN SEC 27 TH N88DEG55'51"E 145.50' TO POB.
Legal Range	18W
Legal Township	03S
Legal Section	27
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	1
Census Block	1035
Census Tract	10100

Owner

3248 Chabot Rd is owned and occupied by an individual who bought it in September 2020.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3248 CHABOT RD, BENTON HARBOR, MI 49022-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Sep 23, 2020	Warranty Deed, Transfer · ARM EDGEWATER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Sep 23, 2020 · Amount on File
Deed Book / Page	3292 / 19
Prior Transfer Date	Oct 31, 2013
Prior Transfer Doc	03056/2097
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 5, 2026
Property Address	3248 CHABOT RD, BENTON HARBOR, MI 49022-9526
Document Number	0000460171
Book / Page	3476 / 3090
Instrument Date	Apr 27, 2026
Instrument	2026460171
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 CHABOT RD, BENTON HARBOR, MI 49022-9526
Investor	Possibly a Property Investor

Mortgage

Document Number	0000460171,
Date	May 5, 2026
Book Page	3476/3090
Instrument	2026460171

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2036

Interest

Rate	6.38%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 23, 2020
Property Address	3248 CHABOT RD, BENTON HARBOR, MI 49022-9526
Document Number	0003292/19
Book / Page	3292 / 19
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,081.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 CHABOT RD, BENTON HARBOR, MI 49022-9526
Investor	Possibly a Property Investor

Mortgage

Document Number	0000329221
Date	Sep 23, 2020
Instrument	3292/21

Lender

Name	EDGEWATER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Margin	3
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3248 Chabot Rd was $2,663 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Elementary School District	Hagar Township School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,900	$379,800
2025	$2,663.00
2023		$133,900	$267,800
2022	$2,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3248 Chabot Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1985–1998)
Claims Outside the SFHA	6 of 13
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3248 Chabot Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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