3248 Centennial Oak Ct, Clio, MI 48420 Property Records

Genesee County property record for 3248 Centennial Oak Ct, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,656 sqft · built 2003
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Jun 2023)
Tax Bill	$5,515 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-22-601-021`

Property Details

APN / Parcel Number

Primary APN	`18-22-601-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	828 sqft
Basement Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	126 ft deep x 72 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3248 CENTENNIAL OAK CT
City	CLIO
State	MI
Zip	48420-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	UNIT 21 CENTENNIAL OAK (04) FR 18-22-100-004
Legal Subdivision	CENTENNIAL OAK CONDOMINIUM
Legal Unit	21
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	1
Census Block	1002
Census Tract	10116

Owner

3248 Centennial Oak Ct is owned and occupied by an individual who bought it in June 2023.

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3248 CENTENNIAL OAK CT, CLIO, MI 48420-2900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · USDA Mortgage CASON HOME LOANS
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Dec 23, 2016	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Document Number	202336151
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 12, 2023
Property Address	3248 CENTENNIAL OAK CT, CLIO, MI 48420-2900
Document Number	0000036151
Map Reference	DOC 200309170125189
Instrument Date	Jun 2, 2023
Instrument	202306120036151
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3248 CENTENNIAL OAK CT, CLIO, MI 48420-2900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 GEORGETOWN PKWY, FENTON, MI 48430-3627

Mortgage

Document Number	0000035740
Date	Jun 8, 2023
Instrument	202306080035740

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3248 CENTENNIAL OAK CT, CLIO, MI 48420-2900
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 CENTENNIAL OAK CT, CLIO, MI 48420-2900

Mortgage

Document Number	0000006058
Date	Feb 1, 2022
Instrument	202202010006058

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 21, 2019
Property Address	3248 CENTENNIAL OAK CT, CLIO, MI 48420-2900
Document Number	201905210038339
Map Reference	DOC 200309170125189
Instrument Date	May 16, 2019
Instrument	201905210038339
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3248 CENTENNIAL OAK CT, 3248, CLIO, MI 48420-2900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BUTLER ST, CLIO, MI 48420-1210

Mortgage

Document Number	201905210038340
Date	May 21, 2019
Instrument	201905210038340

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3248 CENTENNIAL OAK CT, CLIO, MI 48420-2900
Document Number	0000000834
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 CENTENNIAL OAK CT CLIO MI 484202900, CLIO, MI 48420-2900

Mortgage

Document Number	0000000834
Date	Jan 5, 2017
Instrument	834

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 4, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3248 Centennial Oak Ct was $5,515 with a homeowner's exemption, up 3.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,200 (+5.65%)	$250,400 (+5.65%)
2025	$5,515.00 (+3.8%) Homeowner's exemption	$118,500	$237,000
2024	$5,313.00
2023		$106,400 (+11.65%)	$212,800 (+11.65%)
2022		$95,300	$190,600
2019	$2,273.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3248 Centennial Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3248 Centennial Oak Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLIO serves 2,515 people · EPA ID MI0001490
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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