3248 335th Ave, Ruthven, IA 51358 Property Records

Clay County property record for 3248 335th Ave, Ruthven, IA 51358

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 868 sqft · built 1947
Lot Size	0.16 acres (6,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2026)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`973536452001`

Property Details

APN / Parcel Number

Primary APN	`973536452001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,960 sqft (0.16 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	284 sqft
Deck Area	224 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3248 335TH AVE
City	RUTHVEN
State	IA
Zip	51358-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4 RURAL
Legal Description	17-18 D SUMNER BEACH
Legal Range	35W
Legal Township	97N
Legal Section	36
Legal Subdivision	SUMNER BEACH LOST ISLAND LAKE
Jurisdiction	CLAY IA
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3156
Census Tract	80100

Owner

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 2ND AVE SW, POCAHONTAS, IA 50574-1822
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Line of Credit STATE BANK
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit POCAHONTAS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	20262244
Deed Book / Page	2026 / 2244
Prior Transfer Date	Sep 4, 2026
Prior Transfer Doc	0000002244
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Sep 9, 2026
Property Address	3248 335TH AVE, RUTHVEN, IA 51358-7516
Document Number	0000002244
Book / Page	2026 / 2244
Instrument Date	Sep 4, 2026
Instrument	20262244
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,399.20
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 2ND AVE SW, POCAHONTAS, IA 50574-1822

Mortgage

Document Number	0000002270,
Date	Sep 9, 2026
Instrument	20262270

Lender

Name	STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	3248 335TH AVE, RUTHVEN, IA 51358-7516
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 NE 7TH ST, POCAHONTAS, IA 50574

Mortgage

Document Number	02025/2846
Date	Dec 4, 2025
Book Page	2025/2846
Instrument	2025 2846

Lender

Name	POCAHONTAS STATE BANK
Type	Bank
Address	POCAHONTAS, IA 50574

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,314.00 (-1.25%)	$280,280 (+2.49%) Land $171,000 Building $109,280	$280,280 (+2.49%) Land $171,000 Building $109,280
2024	$3,356.00 (-8.05%)
2023		$273,470 (+4.75%) Land $171,000 Building $102,470	$273,470 (+4.75%) Land $171,000 Building $102,470
2022	$3,650.00	$261,070 Land $171,000 Building $90,070
2021			$261,070 Land $171,000 Building $90,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: Nextlink.

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