32472 River Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 32472 River Rd, Orange Beach, AL 36561

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,316 sqft · built 1978
Lot Size0.386 acres (16,800 sqft)
OwnerIndividual Name on File
Tax Bill$4,006 (2026)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN63-08-33-0-000-036

Property Details

APN / Parcel Number

Primary APN63-08-33-0-000-036
Alternative APNs
  • 062369
  • 27375
  • 62369

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,316 sqft Heated Area
1st Floor Area1,316 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2021
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,800 sqft (0.386 acres)
Lot Dimensions210 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number62369
Street Address32472 RIVER RD
CityORANGE BEACH
StateAL
Zip36561-5710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80' X 210'S ONO ISLAND SUBD UNIT 4 LOT 33 PLAT BOOK 9PAGE 51
Legal SubdivisionONO ISLAND
Legal BlockU-4
Legal Lot Number33
Legal Unit4
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group1
Census Block1006
Census Tract11415

Owner

32472 River Rd, a single family home, is owned by an individual.

Source: Baldwin County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3665 STEIN AVE, MOBILE, AL 36608-1415
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address32472 RIVER RD, PERDIDO BEACH, AL 36530
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001672188
DateDec 22, 2017
Instrument1672188
Lender
NameCOMPASS BANK
TypeBank
AddressBIRMINGHAM, AL 35202
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term300 Months
DueDec 8, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 32472 River Rd was $4,006, up 5.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,006.00 (+5.17%)
2025$3,809.00$136,060 Land $107,220 Building $28,840$1,360,500 Land $1,072,200 Building $288,300
2023$3,305.00 (+32.04%)$118,040 (+32.04%)$1,180,300 (+32.04%) Land $1,007,200 Building $173,100
2022$2,503.00 (+17.73%)$89,400$893,900 Land $746,800 Building $147,100
2021$2,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32472 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 840 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5,049 units insured
incl. 4,209 condo units
Nearby Flood Claims529 (1995–2020)
Claims Outside the SFHA30 of 529
Most Recent ClaimNov 2020 · tidal / storm surge
Claims by Event
  • Hurricane Sally, Sep 2020 · 417 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims
  • Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32472 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE BEACH WATER SEWER AND F.P.A.
serves 17,796 people · EPA ID AL0000053
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: Verizon.

Nearby Properties on River Rd

Nearby Streets

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