32471 Rd N, Harvard, NE 68944 Property Records

Clay County property record for 32471 Rd N, Harvard, NE 68944

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,552 sqft · built 1905
Lot Size	8.39 acres (365,468 sqft)
Owner	Individual Name on File
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2025 Transfer
Flood Zone	Zone X (moderate risk)
APN	`3669-01-1-00000-000-0589`

Property Details

APN / Parcel Number

Primary APN	`3669-01-1-00000-000-0589`
Alternative APN	`000058900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,552 sqft Living Area
1st Floor Area	1,864 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	365,468 sqft (8.39 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	381 sqft
Shed	1 Shed
Shed Area	192 sqft
Lean-To	600 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32471 ROAD N
City	HARVARD
State	NE
Zip	68944-2138
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT NE1/4
Legal Range	07
Legal Township	08
Legal Section	01
Legal Subdivision	NE1/4 S1-T8N-R7W OF 6TH PM
Jurisdiction	CLAY NE
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1034
Census Tract	962100

Owner

32471 Rd N, a rural home, is owned and occupied by an individual who acquired it in November 2023.

Source: Clay County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	32471 ROAD N, HARVARD, NE 68944-2138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage CHARTER WEST BANK
Jun 23, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2013
Deed Sale	Mar 1, 2013
Deed Book / Page	127 / 402
Last Transfer Date	Nov 24, 2023
Transfer Doc	0202500639
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	32471 ROAD N, HARVARD, NE 68944-2138
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000261/185
Date	Oct 30, 2020
Book Page	261/185
Instrument	2020-01151

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	GRAND ISLAND, NE 68803

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NE
Recording Date	Jun 23, 2025
Property Address	32471 ROAD N, HARVARD, NE 68944-2138
Document Number	0202500639
Instrument Date	Nov 24, 2023
Instrument	202500639
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32471 ROAD N, HARVARD, NE 68944-2138

Tax Assessment & Valuation

The 2025 property tax bill for 32471 Rd N was $2,075, down 3.3% from the year before.

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Harvard Township
Unified School District	Harvard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,905 (+11.96%) Land $41,600 Building $277,305	$318,905 (+11.96%) Land $41,600 Building $277,305
2025	$2,075.00 (-3.31%)	$284,850 (+1.7%) Land $41,600 Building $243,250	$284,850 (+1.7%) Land $41,600 Building $243,250
2024	$2,146.00 (-39.74%)	$280,090 (-4.26%) Land $37,600 Building $242,490	$280,090 (-4.26%) Land $37,600 Building $242,490
2023	$3,561.00	$292,565 Land $35,600 Building $256,965	$292,565 Land $35,600 Building $256,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32471 Rd N in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32471 Rd N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 74% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Rd N

Nearby Streets

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