3247 Rosedale Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3247 Rosedale Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,026 sqft · built 1993
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2004)
Tax Bill	$2,329 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-31.0-2-002-032.24`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-31.0-2-002-032.24`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,026 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Porch	Open Frame Porch
Porch Area	76 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3247 ROSEDALE DR
City	ARNOLD
State	MO
Zip	63010-3757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ROSEDALE 2 LOT 24
Legal Range	6E
Legal Township	43N
Legal Section	31
Legal Subdivision	ROSEDALE 2
Legal Block	3
Legal Lot Number	24
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	3
Census Block	3006
Census Tract	700118

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3247 ROSEDALE DR, ARNOLD, MO 63010-3757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2004 · Amount on Record
Deed Sale	Aug 25, 2004 · Amount on Record
Deed Document Number	200449315
Prior Transfer Date	Aug 3, 2004
Prior Transfer Doc	0000049315
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3247 ROSEDALE DR, ARNOLD, MO 63010-3757
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3247 ROSEDALE DR, ARNOLD, MO 63010-3757

Mortgage

Document Number	0000001376
Date	Jan 23, 2024
Instrument	2024R-001376

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3247 ROSEDALE DR, ARNOLD, MO 63010-3757
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3247 ROSEDALE DR, ARNOLD, MO 63010-3757

Mortgage

Document Number	0000002590
Date	Feb 1, 2023
Instrument	2023R-002590

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 23, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 23, 2028
Change Frequency	Annually
Min Rate At Change	4.74%
Max Rate At Change	8.74%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,000 (+8.11%) Land $4,800 Building $31,200	$189,500 (-) Land $25,300 Building $164,200
2024	$2,329.00 (+0.6%)		$189,500 (+8.22%) Land $25,300 Building $164,200
2023	$2,315.00	$33,300 Land $4,800 Building $28,500	$175,100 Land $25,300 Building $149,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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