3247 Oak Tree Dr, Mulberry, FL 33860 Property Records

Polk County property record for 3247 Oak Tree Dr, Mulberry, FL 33860

Property Summary

Property Type	Mobile Home
Details	960 sqft · built 1996
Lot Size	0.27 acres (11,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Jan 2019)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-30-04-155201-000080`

Property Details

APN / Parcel Number

Primary APN	`23-30-04-155201-000080`
Alternative APNs	`043023155201000080` `43023000`

Interior

Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Lot Area	11,752 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 82 ft wide
Porch	Porch
Porch Area	32 sqft
Patio Area	224 sqft

Location & Zoning

Street Address	3247 OAK TREE DR
City	MULBERRY
State	FL
Zip	33860-6608
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OAK TREE ESTATES PB 84 PG 45 LOT 8
Legal Range	23E
Legal Township	30S
Legal Section	04
Legal Subdivision	OAK TREE ESTATES
Legal Tract	155201
Legal Block	2
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2012
Census Tract	14905

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3247 OAK TREE DR, MULBERRY, FL 33860-6608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Prior Sale	Oct 16, 1996 · Amount on Record
Deed Document Number	201913294
Deed Book / Page	10729 / 380
Transfer Doc	3707002022
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 22, 2019
Property Address	3247 OAK TREE DR, MULBERRY, FL 33860-6608
Document Number	0107290380
Book / Page	010729 / 000380
Instrument Date	Jan 16, 2019
Instrument	13294
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3247 OAK TREE DR MULBERRY FL 338606608, MULBERRY, FL 33860-6608

Mortgage

Document Number	107290381
Date	Jan 22, 2019
Book Page	010729/000381
Instrument	13295

Lender

Name	RONALD K HORNSBY
Address	828 HICKS RD, LAKELAND, FL 33813-2015
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 21, 2022

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,687 (-6.89%) Land $16,000 Building $69,687	$85,687 (-17.71%) Land $16,000 Building $69,687
2025	$1,253.00 (-22.22%)	$92,029 (-9.67%)	$104,134 (+2.21%) Land $16,000 Building $88,134
2023	$1,611.00 (-0.74%)	$101,880 (-12.53%) Land $15,500 Building $86,380	$101,880 (-12.53%) Land $15,500 Building $86,380
2022	$1,623.00	$116,470 Land $13,000 Building $103,470	$116,470 Land $13,000 Building $103,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20