3247 Chapel Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3247 Chapel Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,234 sqft · built 1956
Lot Size	0.741 acres (32,278 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Mar 2018)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-025-00-023-00`

Property Details

APN / Parcel Number

Primary APN	`48-025-00-023-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	32,278 sqft (0.741 acres)
Terrain	Low
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3247 CHAPEL RD
City	ASHTABULA
State	OH
Zip	44004-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	82 -1-
Legal Subdivision	SAYBROOK
Legal Lot Number	82
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	2
Census Block	2013
Census Tract	702

Owner

Source: Ashtabula County records · APN 48-025-00-023-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3247 CHAPEL RD, ASHTABULA, OH 44004-8829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 28, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	20182858
Deed Book / Page	656 / 694
Prior Transfer Date	Oct 02, 2007
Prior Transfer Doc	0000016955
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3247 CHAPEL RD, ASHTABULA, OH 44004-8829
Transaction Type	Mortgage
Record Updated	Mar 06, 2026
Title Company	PROGRESSIVE LAND TITLE AGENCY, PROGRESSIVE LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011127
Date	Sep 09, 2021
Book Page	749/2561
Instrument	202100011127

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Mar 28, 2018
Property Address	3247 CHAPEL RD, ASHTABULA, OH 44004-8829
Document Number	0000002858
Book / Page	656 / 0694
Instrument Date	Mar 27, 2018
Instrument	201800002858
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002859
Date	Mar 28, 2018
Instrument	201800002859

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (+81.93%)	$41,020 (-) Land $4,900 Building $36,120	$117,200 (-) Land $14,000 Building $103,200
2024	$1,887.00 (-0.63%) Homeowner's exemption	$41,020 (-) Land $4,900 Building $36,120
2023	$1,899.00 (+15.58%) Homeowner's exemption	$41,020 (+34.23%) Land $4,900 Building $36,120	$117,200 (+34.25%) Land $14,000 Building $103,200
2022	$1,643.00 Homeowner's exemption	$30,560 Land $3,780 Building $26,780
2020			$87,300 Land $10,800 Building $76,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Uniti Group DSL	200 / 20

Based on FCC filings for 45 locations within half a mile of this property.

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