Hernando County property record for 32469 Smallman St, Webster, FL 33597
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,730 sqft · built 2005 |
| Lot Size | 0.551 acres (24,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,400 (Sep 1998) |
| Tax Bill | $460 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R36-122-21-0870-0390-0980 |
| Primary APN | R36-122-21-0870-0390-0980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,671 sqft |
| 1st Floor Area | 1,730 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,007 sqft (0.551 acres) |
| Lot Dimensions | 299 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 529 sqft |
| Deck Area | 120 sqft |
| Patio Area | 49 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00031708 |
|---|---|
| Street Address | 32469 SMALLMAN ST |
| City | WEBSTER |
| State | FL |
| Zip | 33597-9006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE MANOR EST UNIT 2 BLK 39 LOT 98 |
| Legal Range | 21E |
| Legal Township | 22S |
| Legal Section | 36 |
| Legal Subdivision | RIDGE MNR EST UN 2 |
| Legal Block | 39 |
| Legal Lot Number | 98 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | RIDGE MANOR |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 40101 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32469 SMALLMAN ST, RDG MNR EST, FL 33597-9006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 1998 · Amount on Record |
| Deed Sale | Sep 24, 1998 · Amount on Record |
| Deed Book / Page | 1220 / 313 |
| Prior Transfer Date | Jan 16, 1997 |
| Prior Transfer Doc | 1106000580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 32469 SMALLMAN ST, RDG MNR EST, FL 33597-9006 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 32469 SMALLMAN ST, WEBSTER, FL 33597-9006 |
| Document Number | 0039590272 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 3959/272 |
| Instrument | 2021013844 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $460.00 (-0.65%) Disabled Person's exemption | $116,263 (+5.99%) | $272,028 (-2.68%) Land $14,164 Building $257,864 |
| 2024 | $463.00 (-53.19%) | ||
| 2023 | $109,695 (+3%) Land $109,695 | ||
| 2022 | $989.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $106,500 | $279,518 Land $14,164 Building $265,354 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 43 (1997–2024) |
| Claims Outside the SFHA | 4 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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