32469 Deborah Dr, Union City, CA 94587 Property Records

Alameda County property record for 32469 Deborah Dr, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,463 sqft · built 1972
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Sep 2023)
Tax Bill	$18,870 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`483-101-50`

Property Details

APN / Parcel Number

Primary APN	`483-101-50`
Alternative APN	`483-0101-050-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	32469 DEBORAH DR
City	UNION CITY
State	CA
Zip	94587-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00138 BLK: TR: 3289
Legal Tract	3289
Legal Lot Number	138
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1003
Census Tract	440305

Owner

32469 Deborah Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32469 DEBORAH DR, UNION CITY, CA 94587-5006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Deed Document Number	2023109940
Prior Transfer Date	Jul 17, 1999
Prior Transfer Doc	0000338603
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 26, 2023
Property Address	32469 DEBORAH DR, UNION CITY, CA 94587-5006
Document Number	0000109940
Map Reference	MB 71 PG 57
Instrument Date	Sep 20, 2023
Instrument	2023109940
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	32469 DEBORAH DR, UNION CITY, CA 94587-5006

Mortgage

Document Number	0000109941
Date	Sep 26, 2023
Instrument	2023109941

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Max Rate	11.3%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32469 DEBORAH DR, UNION CITY, CA 94587-5006
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32469 DEBORAH DR, UNION CITY, CA 94587-5006

Mortgage

Document Number	0000358203
Date	Oct 29, 2021
Instrument	2021358203

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	876 Months
Due	Oct 17, 2094

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32469 Deborah Dr was $18,870 with a homeowner's exemption, up 0.2% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,449,560 (+2.01%) Land $436,968 Building $1,019,592
2025	$18,870.00 (+0.2%) Homeowner's exemption	$1,421,000 Land $428,400 Building $999,600
2024	$18,833.00 (+646.45%)
2023	$2,523.00 Homeowner's exemption	$91,199 Land $39,590 Building $51,609	$1,223,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32469 Deborah Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32469 Deborah Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 976 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sail Internet, Verizon.

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