3246 S Emerald Ave, Chicago, IL 60616 Property Records

Cook County property record for 3246 S Emerald Ave, Chicago, IL 60616

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 2 ba · 3,428 sqft · built 1901
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on File
Last Sale	$368,000 (May 2006)
Tax Bill	$8,415 (2023)
Deeds & Mortgages	May 2017 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-33-108-039`

Property Details

APN / Parcel Number

Primary APN	`17-33-108-039`
Alternative APN	`17-33-108-039-0000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,428 sqft Living Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1903
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,125 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3246 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60616-3406
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF SUB-BLK2 IN SEAVERNS SUB OF WH BLK8 IN CANAL TRUSTEES SUB OF SEC 33-39-14
Legal Range	14E
Legal Township	39N
Legal Section	33
Legal Subdivision	SEAVERNS SUB
Legal Block	2,8
Legal Lot Number	46
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1002
Census Tract	839800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3246 S Emerald Ave, a residential property, is owned and occupied by an individual who acquired it in July 2006.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3246 S EMERALD AVE, CHICAGO, IL 60616-3406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2006 · Amount on File
Deed Sale	May 19, 2006 · Amount on File
Prior Sale	Sep 14, 2004 · Amount on File
Deed Document Number	200620056
Last Transfer Date	Jul 12, 2006
Transfer Doc	0000044065
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3246 S EMERALD AVE, CHICAGO, IL 60616-3406
Document Number	1714257115
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3246 S EMERALD AVE CHICAGO IL 606163406, CHICAGO, IL 60616-3406

Mortgage

Document Number	1714257115
Date	May 22, 2017
Instrument	14257115

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 21, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3246 S EMERALD AVE, CHICAGO, IL 60616-3406
Document Number	1715212002
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3246 S EMERALD AVE CHICAGO IL 606163406, CHICAGO, IL 60616-3406

Mortgage

Document Number	1715212002
Date	Jun 1, 2017
Instrument	15212002

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2032

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,000 Land $17,031 Building $40,969	$580,000 Land $170,310 Building $409,690
2023	$8,415.00 (-6.8%)
2022	$9,029.00 Homeowner's exemption	$47,320 Land $13,750 Building $33,570	$473,200 Land $137,500 Building $335,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3246 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3246 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber.

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