3246 Rowcross St, Crozet, VA 22932 Property Records

Albemarle County property record for 3246 Rowcross St, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,338 sqft · built 2016
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$749,900 (May 2022)
Tax Bill	$6,022 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055E0-01-12-01000`

Property Details

APN / Parcel Number

Primary APN	`055E0-01-12-01000`
Alternative APN	`267150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,338 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	5,968 sqft (0.137 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	336 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3246 ROWCROSS ST
City	CROZET
State	VA
Zip	22932-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEIGHBORHO
Legal Description	OLD TRAIL, LOT 10, BLOCK 12, SECTION 1
Legal Subdivision	OLD TRAIL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	5
Census Block	5000
Census Tract	11103

Owner

3246 Rowcross St is owned and occupied by an individual who bought it in May 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3246 ROWCROSS ST, CROZET, VA 22932-1555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 9, 2021	Deed, Transfer
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Dec 9, 2021 · Amount on File
Deed Document Number	20225749
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 12, 2022
Property Address	3246 ROWCROSS ST, CROZET, VA 22932-1555
Document Number	202200005749
Map Reference	MB 4704 PG 379
Instrument Date	May 4, 2022
Instrument	202200005749
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3246 ROWCROSS ST, CROZET, VA 22932-1555

Mortgage

Document Number	202200005750
Date	May 12, 2022
Instrument	202200005750

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	2
Max Rate	8.75%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 9, 2021
Property Address	3246 ROWCROSS ST, CROZET, VA 22932-1555
Document Number	0005652/26
Book / Page	5652 / 26
Map Reference	MB 4704 PG 379
Instrument Date	Nov 29, 2021
Instrument	202100020256
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount on Record
Tax	$522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6156, CHARLOTTESVILLE, VA 22906-6156
Investor	Possibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3246 ROWCROSS ST, CROZET, VA 22932-1555
Document Number	0000001367
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 ROWCROSS ST CROZET VA 229321555, CROZET, VA 22932-1555

Mortgage

Document Number	0000001367
Date	Feb 5, 2020
Book Page	005274/000026
Instrument	1367

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3246 Rowcross St was $6,022, down 2.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,022.00 (-2.93%)	$673,600 Land $164,000 Building $509,600	$673,600 Land $164,000 Building $509,600
2025	$6,204.00
2023	$5,485.00	$642,300 Land $182,500 Building $459,800	$642,300 Land $182,500 Building $459,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3246 Rowcross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3246 Rowcross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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