3246 Peninsula Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3246 Peninsula Dr, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$116,500 (Sep 2017)
Tax Bill	$2,907 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-3-095-00-0`

Property Details

APN / Parcel Number

Primary APN	`040-3-095-00-0`
Alternative APNs	`24961` `80940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,383 sqft Gross Area
1st Floor Area	1,383 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Porch	Porch
Porch Area	85 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3246 PENINSULA DR
City	AUGUSTA
State	GA
Zip	30909-0603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	EVERGREEN LOT 39 BLK A SEC 2
Legal Subdivision	EVERGREEN
Legal Block	A
Legal Lot Number	39
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2003
Census Tract	10208

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3246 PENINSULA DR, AUGUSTA, GA 30909-0603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Sep 21, 2017	Warranty Deed, Transfer · VA Mortgage FEDERAL EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Mar 21, 2006 · Amount on Record
Deed Document Number	20176076
Deed Book / Page	1597 / 613
Prior Transfer Date	May 4, 2006
Prior Transfer Doc	0010571037
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3246 PENINSULA DR, AUGUSTA, GA 30909-0603
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 PENINSULA DR, AUGUSTA, GA 30909-0603

Mortgage

Document Number	0017960000001488
Date	Aug 16, 2021
Book Page	0000001796/0000001488
Instrument	2021027803

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Sep 21, 2017
Property Address	3246 PENINSULA DR, AUGUSTA, GA 30909-0603
Document Number	0015970613
Book / Page	001597 / 000613
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 PENINSULA DR AUGUSTA GA 309090603, AUGUSTA, GA 30909-0603

Mortgage

Document Number	15970614
Date	Sep 21, 2017
Book Page	001597/000614

Lender

Name	FEDERAL EMPS CU
Type	Credit Union
Address	AUGUSTA, SC 29861

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,907.00 (+7.15%)
2025	$2,713.00 (+17.55%)	$83,492 (+10.23%) Land $10,000 Building $73,492	$208,730 (+10.23%) Land $25,000 Building $183,730
2023	$2,308.00 (+7.65%)	$75,744 (+21.3%) Land $10,000 Building $65,744	$189,360 (+21.3%) Land $25,000 Building $164,360
2022	$2,144.00	$62,444 Land $10,000 Building $52,444	$156,111 Land $25,000 Building $131,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peninsula Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures