3246 Island Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 3246 Island Rd, Gloucester, VA 23061

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,539 sqft · built 2005
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on File
Last Sale	$358,900 (Jun 2024)
Tax Bill	$1,826 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14596`

Property Details

APN / Parcel Number

Primary APN	`14596`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	140,699 sqft (3.23 acres)
Porch	Slab
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3246 ISLAND RD
City	GLOUCESTER
State	VA
Zip	23061-3219
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	SC-1
Legal Description	SIGNPINE
Legal Subdivision	PLAT: PB22 513
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2003
Census Tract	100102

Owner

3246 Island Rd, a residential property, is owned and occupied by two individuals who bought it in June 2024.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3246 ISLAND RD, GLOUCESTER, VA 23061-3219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Sep 2, 2010 · Amount on File
Deed Document Number	20242246
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 18, 2024
Property Address	3246 ISLAND RD, GLOUCESTER, VA 23061-3219
Document Number	0240002246
Instrument Date	May 28, 2024
Instrument	240002246
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 ISLAND RD, GLOUCESTER, VA 23061-3219

Mortgage

Document Number	0240002247
Date	Jun 18, 2024
Instrument	240002247

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	238 Months
Due	Apr 1, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3246 Island Rd was $1,826, up 12% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,826.00 (+12.02%)	$313,160 (+17.92%) Land $68,850 Building $244,310	$313,160 (+17.92%) Land $68,850 Building $244,310
2025	$1,630.00 (+9.25%)	$265,580 (+3.71%) Land $57,650 Building $207,930	$265,580 (+3.71%) Land $57,650 Building $207,930
2024	$1,492.00	$256,070 (-) Land $57,650 Building $198,420	$256,070 (-) Land $57,650 Building $198,420
2023	$1,492.00 (+12.01%)	$256,070 (+39.35%) Land $57,650 Building $198,420	$256,070 (+39.35%) Land $57,650 Building $198,420
2022	$1,332.00	$183,760 Land $46,710 Building $137,050	$183,760 Land $46,710 Building $137,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3246 Island Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3246 Island Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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