3246 Cove Bend Dr, Lutz, FL 33559 Property Records

Hillsborough County property record for 3246 Cove Bend Dr, Lutz, FL 33559

Property Summary

Property Type	Commercial Office
Details	1 ba · 2,045 sqft · built 2003
Lot Size	0.047 acres (2,044 sqft)
Owner	2 Company Names on Record
Last Sale	$406,500 (Mar 2020)
Tax Bill	$7,832 (2025)
Deeds & Mortgages	Mar 2020 Sale Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`034888-0020`

Property Details

APN / Parcel Number

Primary APN	`034888-0020`
Alternative APN	`U052819ZZZ000001257504`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,045 sqft Gross Area
1st Floor Area	1,980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Frame
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Asphalt
Lot Area	2,044 sqft (0.047 acres)
Deck Area	Deck Area
Canopy	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0348880020
Street Address	3246 COVE BEND DR
City	LUTZ
State	FL
Zip	33559
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	PD
Legal Description	COMM AT SW COR OF LOT 6 BLOCK 1 OF LAKE FOREST UNIT NO 4 PB49 PG35 THN N 02 DEG 06 MIN 12 SEC W 476.82 FT THN S 87 DEG 53 MIN 48 SEC W 149.10 FT TO POB THN S 87 DEG 53 MIN 48 SEC W 12.67 FT THN S 02 DEG 06 MIN 12 SEC E 3 FT THN S 87 DEG 53 MIN 48 SEC
Legal Range	19E
Legal Township	28S
Legal Section	05
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	1
Legal Lot Number	6
Legal Unit	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2005
Census Tract	11010

Owner

Source: Hillsborough County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12926 GRAND TRAVERSE DR, DADE CITY, FL 33525-8246
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Grant Deed, Transfer AMERICAN GUARDIAN TITLE AND ESCROW LLC, AMERICAN GUARDIAN TITLE & ESCR
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Prior Sale	Oct 1, 2016 · Amount on Record
Deed Document Number	202086408
Record Updated	Jun 8, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 5, 2020
Property Address	3246 COVE BEND DR, TAMPA, FL 33613-2752
Document Number	0000086408
Instrument Date	Feb 28, 2020
Instrument	86408
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	AMERICAN GUARDIAN TITLE AND ESCROW LLC, AMERICAN GUARDIAN TITLE & ESCR

Transaction

Amount	Amount Recorded
Tax	$2,846.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5409 OVERSEAS HWY #249 MARATHON FL 330502710, 249, MARATHON, FL 33050-2710

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3246 COVE BEND DR, TAMPA, FL 33613-2752
Document Number	0255111971
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2007 W SWANN AVE TAMPA FL 336062483, TAMPA, FL 33606-2483

Mortgage

Document Number	0255111971
Date	Jan 23, 2018
Book Page	025511/001971
Instrument	31622

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,832.00 (+7.21%)	$424,400 (+1.65%) Land $100 Building $424,300	$424,400 (+1.65%) Land $100 Building $424,300
2024	$7,305.00 (+0.59%)
2023	$7,262.00 (+9.01%)	$417,510 (+9.24%) Land $81,760 Building $335,750	$417,510 (+9.24%) Land $81,760 Building $335,750
2022	$6,662.00	$382,200 Land $81,760 Building $300,440	$382,200 Land $81,760 Building $300,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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