3246 Cliffside Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 3246 Cliffside Dr, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,425 sqft · built 1960
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual on Record
Last Sale	$187,000 (Dec 2021)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510-0102-0287-00`

Property Details

APN / Parcel Number

Primary APN	`510-0102-0287-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,425 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	500 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	159 ft deep x 35.8 ft wide
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3246 CLIFFSIDE DR
City	CINCINNATI
State	OH
Zip	45251-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFSIDE DR 35.77 X 159.50 IRR-LOT 1299 NORTHBROOK 2ND SUB BLK DD
Legal Subdivision	NORTHBROOK 2ND SUB
Legal Block	DD
Legal Lot Number	1299
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1000
Census Tract	20741

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3246 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Dec 27, 2021	Warranty Deed, Transfer · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Aug 13, 2008 · Amount on Record
Deed Document Number	2021154268
Deed Book / Page	14571 / 2455
Prior Transfer Date	May 8, 2008
Prior Transfer Doc	0000074993
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3246 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 CLIFFSIDE DR, CINCINNATI, OH 45251-2101

Mortgage

Document Number	0000011940
Date	Feb 18, 2026
Book Page	15605/959
Instrument	2026-0011940

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 1, 2031

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3246 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001081
Date	Jan 5, 2022
Book Page	14577/16
Instrument	2022-0001081

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	CINCINNATI, OH 45251

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3246 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001080
Date	Jan 5, 2022
Book Page	14577/1
Instrument	2022-0001080

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	BEAVERTON, OR 97005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 27, 2021
Property Address	3246 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Document Number	0000154268
Book / Page	14571 / 2455
Map Reference	MB 92 PG 78-80
Instrument Date	Nov 12, 2021
Instrument	2021-0154268
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 CLIFFSIDE DR, CINCINNATI, OH 45251-2101

Mortgage

Document Number	0000154269
Date	Dec 27, 2021
Instrument	2021-0154269

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,786.00 (+7.68%)	$65,450 (-) Land $10,150 Building $55,300	$187,000 (-) Land $29,000 Building $158,000
2024	$3,516.00 (-0.51%)	$65,450 (-) Land $10,150 Building $55,300
2023	$3,534.00 (+36.4%)	$65,450 (+67.55%) Land $10,150 Building $55,300	$187,000 (+67.55%) Land $29,000 Building $158,000
2022	$2,591.00 Homeowner's exemption	$39,064 Land $8,985 Building $30,079
2020			$111,610 Land $25,670 Building $85,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cliffside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures