3246 Casa del Mar, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3246 Casa del Mar, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 2006
Lot Size	1.01 acres (44,083 sqft)
Owner	Individual Name on Record
Last Sale	$522,500 (Feb 2016)
Tax Bill	$5,795 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-2S-27-0000-00137-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2S-27-0000-00137-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,304 sqft Heated Area
Gross Area	5,688 sqft
1st Floor Area	2,304 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	44,083 sqft (1.01 acres)
Lot Dimensions	4,300 ft deep x 1,250 ft wide
Garage Area	2,160 sqft
Parking Spaces	8 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	1,224 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	032S270000001370000
Street Address	3246 CASA DEL MAR
City	NAVARRE
State	FL
Zip	32566-8952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM AT CENTER PT OF CASE DEL MAR A CUL-DE-SAC IN ROBLEDAL ESTS (PL C PG 46) THN N1252' 18W 50 FT TO POB THN N1748' 36W
Legal Range	27W
Legal Township	02S
Legal Section	03
Legal Subdivision	ROBLEDAL ESTATES
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1005
Census Tract	10820

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3246 CASA DEL MAR, NAVARRE, FL 32566-8952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2016 · Amount on Record
Deed Sale	Feb 22, 2016 · Amount on Record
Prior Sale	Mar 4, 2013 · Amount on Record
Deed Document Number	201606079
Deed Book / Page	3497 / 0505
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3246 CASA DEL MAR, NAVARRE, FL 32566-8952
Document Number	0039780304
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3246 CASA DEL MAR NAVARRE FL 325668952, NAVARRE, FL 32566-8952

Mortgage

Document Number	0039780304
Date	Jul 17, 2020
Book Page	003978/000304
Instrument	35684

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,795.00 (+1.95%) Homeowner's exemption	$514,800 (+3%)	$777,160 (+1.11%) Land $303,810 Building $473,350
2023	$5,684.00 (+2.43%) Homeowner's exemption	$499,806 (+3%)	$768,654 (+8.32%) Land $303,810 Building $464,844
2022	$5,549.00 Homeowner's exemption	$485,249	$709,631 Land $280,440 Building $429,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	FL-99 “Tom King”
Unit Type	System Unit
Designated	Feb 24, 1997
NFIP Eligibility	Not eligible (built 2006) built after the Feb 24, 1997 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20