San Diego County property record for 3246 54th St, San Diego, CA 92105
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,136 sqft · built 1950 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (May 2021) |
| Tax Bill | $9,295 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Feb 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 477-092-02-00 |
| Primary APN | 477-092-02-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,100 sqft (0.14 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3246 54TH ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92105-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | BLK 4 LOT 8 TR 002617 |
| Legal Subdivision | COSGROVE PARK |
| Legal Tract | 002617 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2705 |
3246 54th St is owned and occupied by two individuals who bought it in May 2021.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3246 54TH ST, SAN DIEGO, CA 92105-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 24, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 24, 2021 | Grant Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Prior Sale | Feb 24, 2021 · Amount on File |
| Deed Document Number | 2021389202 |
| Prior Transfer Date | Jan 26, 2012 |
| Prior Transfer Doc | 0000059528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 24, 2021 |
| Property Address | 3246 54TH ST, SAN DIEGO, CA 92105-3704 |
| Document Number | 0000389202 |
| Map Reference | MAP 2617 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021-0389202 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE CO SD BRANCH |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6810 BULLOCK DR, SAN DIEGO, CA 92114-7078 |
| Document Number | 0000389203 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-0389203 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 24, 2021 |
| Property Address | 3246 54TH ST, SAN DIEGO, CA 92105-3704 |
| Document Number | 0000142129 |
| Map Reference | MAP 2617 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 2021-0142129 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220 |
| Investor | Possibly a Property Investor |
| Document Number | 0000142130 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-0142130 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3246 54th St was $9,295 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $712,128 (+2%) Land $496,834 Building $215,294 | |
| 2025 | $9,295.00 | $698,166 Land $487,093 Building $211,073 |
| 2023 | $8,254.00 (+2.73%) | $671,058 Land $468,180 Building $202,878 |
| 2022 | $8,035.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3246 54th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3246 54th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, T-Mobile.
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